428 Cherry Rd, West Palm Beach, FL 33409 Property Records

Palm Beach County property record for 428 Cherry Rd, West Palm Beach, FL 33409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1952
Lot Size	0.262 acres (11,430 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2020)
Tax Bill	$4,137 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-43-43-30-16-005-0020`

Property Details

APN / Parcel Number

Primary APN	`00-43-43-30-16-005-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,512 sqft
Utility Area	120 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,430 sqft (0.262 acres)
Lot Dimensions	187 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	428 CHERRY RD
City	WEST PALM BEACH
State	FL
Zip	33409-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GOLFVIEW HEIGHTS PL 3 LT 2 BLK 7-B
Legal Range	43E
Legal Township	43S
Legal Section	30
Legal Subdivision	GOLFVIEW HEIGHTS PL 3
Legal Block	7
Legal Lot Number	2
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	1
Census Block	1008
Census Tract	3000

Owner

428 Cherry Rd is owned by two individuals who acquired it in September 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4650 SUTTON TER S, WEST PALM BEACH, FL 33415-4655
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 7, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Deed Document Number	2020373946
Deed Book / Page	31803 / 785
Last Transfer Date	Sep 3, 2025
Transfer Doc	0360591075
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Oct 14, 2025
Property Address	428 CHERRY RD, WEST PALM BEACH, FL 33409-6208
Document Number	0360591075
Book / Page	36059 / 1075
Map Reference	MB 23 PG 234
Instrument Date	Sep 3, 2025
Instrument	20250361939
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42B CHERRY RD, WEST PALM BEACH, FL 33409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 SUTTON TER S, WEST PALM BEACH, FL 33415-4655

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 7, 2020
Property Address	428 CHERRY RD, WEST PALM BEACH, FL 33409-6208
Document Number	0318030785
Book / Page	31803 / 785
Map Reference	MB 23 PG 234
Instrument Date	Sep 14, 2020
Instrument	20200373946
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2066 NOTTOWAY WOODS LN, 2066, JACKSONVILLE, FL 32220-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2941 SHAWNEE RD, WEST PALM BEACH, FL 33406-5947

Mortgage

Document Number	0031803787
Date	Oct 7, 2020
Instrument	31803/787

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 15, 2019
Property Address	428 CHERRY RD, WEST PALM BEACH, FL 33409-6208
Document Number	0303621047
Book / Page	030362 / 001047
Instrument Date	Jan 12, 2019
Instrument	15065
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHERRY RD WEST PALM BEACH FL 334096208, WEST PALM BEACH, FL 33409-6208

Tax Assessment & Valuation

The 2025 property tax bill for 428 Cherry Rd was $4,137, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,137.00 (+3.19%)	$260,961 (+2.9%)	$322,120 (+2.91%) Land $191,274 Building $130,846
2024	$4,009.00 (+2.77%) Homeowner's exemption	$253,606 (+3%)	$313,001 (+2.04%) Land $181,710 Building $131,291
2023	$3,901.00 (+1.04%) Homeowner's exemption	$246,219 (+3%)	$306,749 (+8.23%) Land $181,710 Building $125,039
2022	$3,861.00 Homeowner's exemption	$239,048	$283,433 Land $173,884 Building $109,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Cherry Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 Cherry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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