428 Charlestown Rd, Hampton, NJ 08827 Property Records

Hunterdon County and Bethlehem Township property record for 428 Charlestown Rd, Hampton, NJ 08827

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1985
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2022)
Tax Bill	$9,163 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00043-0000-00024-01`

Property Details

APN / Parcel Number

Primary APN	`02-00043-0000-00024-01`
Alternative APNs	`02000430000000240001` `14564`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Lot Area	59,677 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	14564
Street Address	428 CHARLESTOWN RD
City	HAMPTON
State	NJ
Zip	08827-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1.5
Legal Block	43
Legal Lot Number	24.1
Jurisdiction	HUNTERDON NJ
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1003
Census Tract	10400

Owner

428 Charlestown Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Hunterdon County and Bethlehem Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 CHARLESTOWN RD, HAMPTON, NJ 08827-2535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Dec 15, 2014 · Amount on File
Deed Document Number	2022221910
Deed Book / Page	2579 / 791
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Oct 20, 2022
Property Address	428 CHARLESTOWN RD, HAMPTON, NJ 08827-2535
Document Number	20221020000221910
Book / Page	2579 / 791
Instrument Date	Oct 12, 2022
Instrument	20221020000221910
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 CHARLESTOWN RD, HAMPTON, NJ 08827-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHARLESTOWN RD, HAMPTON, NJ 08827-2535

Mortgage

Document Number	20221020000221920
Date	Oct 20, 2022
Instrument	20221020000221920

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 428 Charlestown Rd was $9,163, down 4.3% from the year before.

Source: Hunterdon County and Bethlehem Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Bethlehem Township
Elementary School District	Bethlehem Township School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,400 (-) Land $152,700 Building $300,700	$453,400 (-) Land $152,700 Building $300,700
2025	$9,163.00 (-4.29%)	$453,400 Land $152,700 Building $300,700	$453,400 Land $152,700 Building $300,700
2024	$9,574.00
2023		$293,800 Land $106,900 Building $186,900	$293,800 Land $106,900 Building $186,900
2022	$8,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Charlestown Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1989–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Charlestown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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