428 Chaparral St, Salinas, CA 93906 Property Records

Monterey County property record for 428 Chaparral St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,535 sqft · built 1955
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2017)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`003-683-002-000`

Property Details

APN / Parcel Number

Primary APN	`003-683-002-000`
Alternative APN	`003-683-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,900 sqft (0.158 acres)
Garage Area	292 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	003-683-002
Street Address	428 CHAPARRAL ST
City	SALINAS
State	CA
Zip	93906-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA LUCIA VILLAGE ADD 2 UNIT 6 LOT 2 BLK 15
Legal Subdivision	SANTA LUCIA VILLAGE ADD 2 UNIT 6
Legal Block	15
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	4
Census Block	4005
Census Tract	200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CHAPARRAL ST, SALINAS, CA 93906-3324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Prior Sale	Aug 16, 2010 · Amount on Record
Deed Document Number	201713141
Prior Transfer Date	Jun 26, 2007
Prior Transfer Doc	0000059350
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	428 CHAPARRAL ST, SALINAS, CA 93906-3324
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HAPARAL ST, SALINAS, CA 93906

Mortgage

Document Number	0000002627
Date	Jan 18, 2022
Instrument	2022002627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 9, 2017
Property Address	428 CHAPARRAL ST, SALINAS, CA 93906-3324
Document Number	0000013141
Map Reference	VOL6 PG52
Instrument Date	Feb 13, 2017
Instrument	2017013141
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	428 CHAPARRAL ST, SALINAS, CA 93906-3324

Mortgage

Document Number	0000013142
Date	Mar 9, 2017
Instrument	2017013142

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,881 (+2%) Land $65,333 Building $202,548
2025	$3,318.00 (+16.14%)	$262,629 (+4.04%) Land $64,052 Building $198,577
2023	$2,857.00 (+3.97%) Homeowner's exemption	$252,433 Land $61,566 Building $190,867
2022	$2,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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