428 Cedar Elm Ln, Nevada, TX 75173 Property Records

Collin County property record for 428 Cedar Elm Ln, Nevada, TX 75173

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,591 sqft · built 2023
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$518,130 (Mar 2024)
Tax Bill	$6,786 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R-12121-00B-0270-1`

Property Details

APN / Parcel Number

Primary APN	`R-12121-00B-0270-1`
Alternative APNs	`000002818423` `2818423`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	2,591 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	621 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 CEDAR ELM LN
City	NEVADA
State	TX
Zip	75173-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR RIDGE ESTATES, BLK B, LOT 27
Legal Subdivision	CEDAR RIDGE ESTATES (CNV)
Legal Block	B
Legal Lot Number	27
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	1
Census Block	1051
Census Tract	31201

Owner

428 Cedar Elm Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Collin County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 CEDAR ELM LN, NEVADA, TX 75173-1280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Aug 16, 2023	Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Document Number	202423849
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 1, 2024
Property Address	428 CEDAR ELM LN, NEVADA, TX 75173-1280
Document Number	2024000023849
Map Reference	VOL 2020 PG 327
Instrument Date	Feb 29, 2024
Instrument	2024000023849
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CEDAR ELM LN, NEVADA, TX 75173-1280

Mortgage

Document Number	2024000023850
Date	Mar 1, 2024
Instrument	2024000023850

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 16, 2023
Property Address	428 CEDAR ELM LN, NEVADA, TX 75173-1280
Document Number	2023000094177
Map Reference	VOL 2020 PG 327
Instrument Date	Aug 16, 2023
Instrument	2023000094177
Transaction Type	Construction Loan
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E INTERSTATE 30 # 723, 723, ROCKWALL, TX 75087-5408

Mortgage

Document Number	2023000094178
Date	Aug 16, 2023
Instrument	2023000094178

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 428 Cedar Elm Ln was $6,786 with a homeowner's exemption, down 8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Nevada City
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,786.00 (-8%) Homeowner's exemption	$518,155 Land $125,000 Building $393,155	$518,155 Land $125,000 Building $393,155
2024	$7,376.00
2023		$56,800 Land $56,800	$56,800 Land $56,800
2022	$892.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 Cedar Elm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Cedar Elm Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA SUD serves 4,218 people · EPA ID TX0430053
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Frontier, Wi-Five Broadband.

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