428 Cedar Dr, Drums, PA 18222 Property Records

Luzerne County property record for 428 Cedar Dr, Drums, PA 18222

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2017)
Tax Bill	$4,026 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-P7S1-005-005`

Property Details

APN / Parcel Number

Primary APN	`06-P7S1-005-005`
Alternative APN	`06-P7S1-005-005-000`

Interior

Stories	2 Stories
Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Old Parcel Number	06-P7S1-005-005
Street Address	428 CEDAR DR
City	DRUMS
State	PA
Zip	18222-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEV LOT 118
Legal Subdivision	BENTWOOD VILLAGE
Legal Block	5
Legal Lot Number	5
Jurisdiction	LUZERNE PA
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1020
Census Tract	216602

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 CEDAR DR, DRUMS, PA 18222-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 4, 2017	Deed, Transfer · Conventional Mortgage USAA FSB
May 4, 2017	Grant Deed, Transfer ADMIRAL SEARCH AND ABSTRACT CORPORATION, ADMIRAL SEARCH & ABSTRACT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	201724058
Deed Book / Page	3017 / 84593
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	428 CEDAR DR, DRUMS, PA 18222-3204
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040334
Date	Aug 3, 2023
Book Page	3023/139859
Instrument	202340334

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	428 CEDAR DR, DRUMS, PA 18222-3204
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020792
Date	Apr 7, 2021
Book Page	3021/85167
Instrument	202120792

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	May 4, 2017
Property Address	428 CEDAR DR, DRUMS, PA 18222-3204
Document Number	0000024058
Book / Page	3017 / 084593
Instrument Date	Apr 25, 2017
Instrument	201724058
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CEDAR DR, DRUMS, PA 18222-3204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024059
Date	May 4, 2017
Instrument	201724059

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	May 4, 2017
Property Address	428 CEDAR DR, DRUMS, PA 18222-3204
Document Number	0000024057
Book / Page	003017 / 084589
Instrument Date	Apr 13, 2017
Instrument	24057
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ADMIRAL SEARCH AND ABSTRACT CORPORATION, ADMIRAL SEARCH & ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$2,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1699 WALL ST #700 MOUNT PROSPECT IL 600565798, 700, MOUNT PROSPECT, IL 60056-5798
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Butler Township
Unified School District	Hazleton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,026.00 Homeowner's exemption	$186,100 (-) Land $35,000 Building $151,100
2025	$4,026.00 (+9.88%)
2024		$186,100 Land $35,000 Building $151,100
2023	$3,664.00
2009			$186,100 Land $35,000 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 96% of Pennsylvania
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Service Electric Cable TV Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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