428 Cecelia Ave, Cliffside Park, NJ 07010 Property Records

Bergen County and Cliffside Park Borough property record for 428 Cecelia Ave, Cliffside Park, NJ 07010

Property Summary

Property TypeSingle Family Home
Details2,561 sqft · built 1922
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Mar 2021)
Tax Bill$13,060 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-01301-0000-00013

Property Details

APN / Parcel Number

Primary APN06-01301-0000-00013
Alternative APNs
  • 0600044A00028
  • 060130100013

Interior

Stories2 Stories
Building Area2,561 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0600044A00028
Street Address428 CECELIA AVE
CityCLIFFSIDE PARK
StateNJ
Zip07010-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X100 1LT
Legal SubdivisionBOROUGH/CLIFFSIDE PARK
Legal Block1301
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionCLIFFSIDE PARK
Census Block Group1
Census Block1003
Census Tract6302

Owner

Source: Bergen County and Cliffside Park Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address428 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PLAZA HOME MORTGAGE INC
Mar 3, 2021Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2021 · Amount on Record
Deed SaleMar 3, 2021 · Amount on Record
Prior SaleJan 9, 2014 · Amount on Record
Deed Document Number202129502
Deed Book / Page3990 / 1470
Prior Transfer DateJul 11, 2002
Prior Transfer Doc8535000605
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address428 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2760
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057541636
DateMar 25, 2026
Book Page5754/1636
Instrument2026019454
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 3, 2021
Property Address428 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2760
Document Number0039901470
Book / Page3990 / 1470
Instrument DateDec 15, 2020
Instrument2021029502
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address720 HOLMDEL RD, 720, HOLMDEL, NJ 07733-1508

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 CECELIA AVE, CLIFFSIDE PARK, NJ 07010-2760

Mortgage

Document Number2021029503
DateMar 3, 2021
Instrument2021029503
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Cliffside Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCliffside Park Borough
Unified School DistrictCliffside Park Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$460,500 (-) Land $260,000 Building $200,500$460,500 (-) Land $260,000 Building $200,500
2025$13,060.00 (+2.91%)$460,500 (-) Land $260,000 Building $200,500$460,500 (-) Land $260,000 Building $200,500
2024$12,691.00 (+7.45%)
2023$460,500 Land $260,000 Building $200,500$460,500 Land $260,000 Building $200,500
2022$11,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cecelia Ave

Nearby Streets

Search Property Records by Address or Parcel Number