428 Cave River Dr, Murphy (Plano), TX 75094 Property Records

Collin County property record for 428 Cave River Dr, Murphy, TX 75094 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,568 sqft · built 2005
OwnerIndividual Name on File
Tax Bill$9,256 (2024)
Deeds & MortgagesSep 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR-4859-00J-0100-1

Property Details

APN / Parcel Number

Primary APNR-4859-00J-0100-1
Alternative APN
  • 2135264

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,568 sqft Living Area
Gross Area4,000 sqft
2nd Floor Area1,387 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2135264
Street Address428 CAVE RIVER DR
CityMURPHY
StateTX
Zip75094-4357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAXWELL CREEK NORTH PHASE 6 (CMR), BLK J, LOT 10
Legal SubdivisionMAXWELL CREEK NORTH PHASE 6 (CMR)
Legal Phase6
Legal BlockJ
Legal Lot Number10
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group2
Census Block2035
Census Tract31329

Owner

Source: Collin County records · APN R-4859-00J-0100-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address428 CAVE RIVER DR, MURPHY, TX 75094-4357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Vendor's Lien, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 04, 2017Deed of Trust, Mortgage
SPIRIT OF TX BK SSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2022
Deed SaleSep 13, 2022
Prior SaleApr 15, 2016
Deed Document Number20220913000138955
Record UpdatedJun 08, 2026

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateSep 13, 2022
Property Address428 CAVE RIVER DR, MURPHY, TX 75094-4357
Document Number0000138955
Map ReferenceVOL N PG 287
Instrument DateSep 01, 2022
Instrument20220913000138955
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 CAVE RIVER DR, MURPHY, TX 75094-4357

Mortgage

Document Number0000138956
DateSep 13, 2022
Instrument20220913000138956
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address428 CAVE RIVER DR, MURPHY, TX 75094-4357
Document Number0000193060
Instrument DateFeb 04, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 CAVE RIVER DR MURPHY TX 750944357, MURPHY, TX 75094-4357

Mortgage

Document Number0000193060
DateFeb 13, 2017
Instrument193060
Lender
NameSPIRIT OF TX BK SSB
TypeBank
AddressCOLLEGE STATION, TX 77840
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047
Interest
Rate TypeAdjustable Rate
Rate5.24%

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMurphy City
Unified School DistrictWylie Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$576,741 (+0.06%) Land $160,000 Building $416,741$576,741 (+0.06%) Land $160,000 Building $416,741
2024$9,256.00 (+18.56%)
2023$576,409 Land $140,000 Building $436,409$576,409 Land $140,000 Building $436,409
2022$7,807.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850313292, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 550 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Radiate HoldingsFiber1,500 / 1,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, 360 Communications, Inc. (OK, AR & TX), Spectrum, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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