Burke County property record for 428 Causby Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $646.00 (2025) |
| Primary APN | 1772661682 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,720 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 160 sqft Shed |
| Deck Area | 128 sqft Deck |
| Canopy Area | 470 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 428 CAUSBY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 428 CAUSBY RD MORGANTON, NC 28655 |
| Legal Subdivision | PROPERTY FOR RAY L & WIFE CULLIE J BUFF |
| Jurisdiction | BURKE NC |
| Minor Civil Division | SILVER CREEK |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 20301 |
Source: Burke County records · APN 1772661682
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 CAUSBY RD, MORGANTON, NC 28655-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 24, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2017 |
| Transfer Doc | 0022840471 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 428 CAUSBY RD, MORGANTON, NC 28655-6719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022970813 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 2297/0813 |
| Instrument | 2017005435 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 24, 2017 |
| Property Address | 428 CAUSBY RD, MORGANTON, NC 28655-6719 |
| Document Number | 0022840471 |
| Book / Page | 002284 / 000471 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2620 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 428 CAUSBY RD PURLEAR NC 28665, PURLEAR, NC 28665 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $646.00 (-12.7%) | $116,453 (-) Land $13,090 Building $103,363 | $116,453 (-) Land $13,090 Building $103,363 |
| 2023 | $740.00 | $116,453 Land $13,090 Building $103,363 | $116,453 Land $13,090 Building $103,363 |
428 Causby Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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