Otsego County and New Lisbon Town property record for 428 Card Rd, Mount Vision, NY 13810
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1996 |
| Lot Size | 20.4 acres (891,673 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2022) |
| Tax Bill | $5,258 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364400 158.00-1-48.02 |
| Primary APN | 364400 158.00-1-48.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 891,673 sqft (20.4 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 400 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 186703 |
|---|---|
| Street Address | 428 CARD RD |
| City | MOUNT VISION |
| State | NY |
| Zip | 13810-1157 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 002FM 4916 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 48.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | NEW LISBON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 590402 |
428 Card Rd, a residential property, is owned by two individuals who bought it in December 2022.
Source: Otsego County and New Lisbon Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1417 ACRES WAY, RALEIGH, NC 27614-9691 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Prior Sale | Sep 9, 2002 · Amount on File |
| Deed Document Number | 20226650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 7, 2022 |
| Property Address | 428 CARD RD, MOUNT VISION, NY 13810-1157 |
| Document Number | 0000000650 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-6650 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1417 ACRES WAY, RALEIGH, NC 27614-9691 |
| Document Number | 0000000653 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022-6653 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 428 Card Rd was $5,258, up 0.6% from the year before.
Source: Otsego County and New Lisbon Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | New Lisbon Town |
| Unified School District | Morris Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,258.00 (+0.59%) | ||
| 2025 | $5,227.00 | $196,400 Land $49,700 Building $146,700 | $251,795 Land $63,718 Building $188,077 |
| 2023 | $196,400 Land $49,700 Building $146,700 | $242,469 Land $61,358 Building $181,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Card Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 Card Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
No cell data coverage reported
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