St. Johns County property record for 428 Buckhead Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,879 sqft · built 2007 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Oct 2025) |
| Tax Bill | $8,037 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009631-7209 |
| Primary APN | 009631-7209 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,879 sqft Living Area |
| Gross Area | 3,635 sqft |
| 1st Floor Area | 1,889 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 864 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 340 sqft |
| Patio Area | 1,008 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 428 BUCKHEAD CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/70-81 DURBIN CROSSING NORTH PHASE 1 UNIT 2 BLOCK G2 LOT 9 OR6238/1352 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 1 UNIT 2 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20808 |
428 Buckhead Ct is owned and occupied by two individuals who bought it in October 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Oct 11, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 202583798 |
| Deed Book / Page | 6238 / 1352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Document Number | 0058381511 |
|---|---|
| Date | Oct 9, 2023 |
| Book Page | 5838/1511 |
| Instrument | 2023079814 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Document Number | 0052571956 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 5257/1956 |
| Instrument | 2021050905 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 14, 2025 |
| Property Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Document Number | 0062381352 |
| Book / Page | 6238 / 1352 |
| Map Reference | MB 58 PG 70 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025083798 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4701 HUNTERS GLEN RD, NORMAN, OK 73026-1023 |
| Name | Verified Name |
|---|---|
| Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Document Number | 0062381355 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 6238/1355 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 11, 2019 |
| Property Address | 428 BUCKHEAD CT, SAINT JOHNS, FL 32259-7275 |
| Document Number | 0048120015 |
| Book / Page | 004812 / 000015 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 75970 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 BUCKHEAD CT ST JOHNS FL 322597275, ST JOHNS, FL 32259-7275 |
| Document Number | 48120017 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 004812/000017 |
| Instrument | 75971 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 428 Buckhead Ct was $8,037, up 9.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,225 (+42.04%) Land $135,000 Building $401,225 | $536,225 (-4%) Land $135,000 Building $401,225 | |
| 2025 | $8,037.00 (+9.17%) Homeowner's exemption | $377,511 (+2.9%) | $558,556 (-4.52%) Land $170,000 Building $388,556 |
| 2024 | $7,362.00 (+1.8%) Homeowner's exemption | $366,872 (+3%) | $584,988 (+2.48%) Land $170,000 Building $414,988 |
| 2023 | $7,232.00 (+4.09%) Homeowner's exemption | $356,186 (+3%) | $570,836 (+7.65%) Land $140,000 Building $430,836 |
| 2022 | $6,948.00 Homeowner's exemption | $345,812 | $530,283 Land $134,400 Building $395,883 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Buckhead Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Buckhead Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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