428 Brook St, Linden, NJ 07036 Property Records

Union County and Linden City property record for 428 Brook St, Linden, NJ 07036

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1928
Lot Size	0.096 acres (4,199 sqft)
Owner	Company Name on File
Last Sale	$689,000 (Dec 2025)
Tax Bill	$10,533 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-00248-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`09-00248-0000-00018`
Alternative APN	`090024800018`

Interior

Stories	2 Stories
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	428 BROOK ST
City	LINDEN
State	NJ
Zip	07036-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	ADDITIONAL LOTS: 41,10,11
Legal Subdivision	AMERICAN UNION REALTY CO
Legal Block	248
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	LINDEN
Census Block Group	1
Census Block	1004
Census Tract	35000

Owner

428 Brook St is owned by a company that bought it in December 2025.

Source: Union County and Linden City records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	2 TARNIGRAD WAY, 304, MONROE, NY 10950-2241
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 23, 2025	Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Mar 13, 2020	Quit Claim Deed, Transfer STEWART TITLE
Sep 13, 2017	Grant Deed, Transfer · FHA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	202551753
Deed Book / Page	6605 / 2515
Prior Transfer Date	Nov 11, 1993
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	428 BROOK ST, LINDEN, NJ 07036-4108
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150322512
Date	Aug 13, 2021
Book Page	15032/2512
Instrument	18625

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 23, 2025
Property Address	428 BROOK ST, LINDEN, NJ 07036-4108
Document Number	0066052515
Book / Page	6605 / 2515
Instrument Date	Dec 5, 2025
Instrument	51753
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	LAKE ABSTRACT INC, LAKELAND ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,128.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 HARVARD AVE, HILLSIDE, NJ 07205-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RAMIGRAD WAY, MONROE, NY 10950

Mortgage

Document Number	0000086752
Date	Dec 23, 2025
Instrument	86752

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.8%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.8%
Max Rate At Change	8.8%
Index	SOFR Average 30-Day
Max Rate	11.8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	428 BROOK ST, LINDEN, NJ 07036-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147762884
Date	Sep 28, 2020
Book Page	14776/2884
Instrument	699806

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Mar 13, 2020
Property Address	428 BROOK ST, LINDEN, NJ 07036-4108
Document Number	0063630599
Book / Page	006363 / 000599
Instrument Date	Mar 10, 2020
Instrument	323055
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BROOK ST LINDEN NJ 070364108, LINDEN, NJ 07036-4108

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Sep 13, 2017
Property Address	428 BROOK ST, LINDEN, NJ 07036-4108
Document Number	0062140893
Book / Page	006214 / 000893
Instrument Date	Sep 7, 2017
Instrument	291190
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BROOK ST LINDEN NJ 070364108, LINDEN, NJ 07036-4108

Mortgage

Document Number	143320660
Date	Sep 13, 2017
Book Page	014332/000660
Instrument	646205

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 428 Brook St was $10,533, up 4.5% from the year before.

Source: Union County and Linden City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Linden City
Unified School District	Linden City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,400 (-) Land $52,600 Building $90,800	$143,400 (-) Land $52,600 Building $90,800
2025	$10,533.00 (+4.45%)	$143,400 Land $52,600 Building $90,800	$143,400 Land $52,600 Building $90,800
2024	$10,084.00
2023		$143,400 Land $52,600 Building $90,800	$143,400 Land $52,600 Building $90,800
2022	$9,914.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 Brook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 Brook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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