428 Broad Pl, Springfield, IL 62703 Property Records

Sangamon County property record for 428 Broad Pl, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.091 acres (3,995 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Oct 2020)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-481-010`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-481-010`
Alternative APN	`22040481010 (CHECK DIGIT = 3)`

Exterior

Lot Area	3,995 sqft (0.091 acres)

Location & Zoning

Account Number	22040481010
Street Address	428 BROAD PL
City	SPRINGFIELD
State	IL
Zip	62703-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES S SIDE ADDN 3RD PLAT N 100' L 1 B 27
Legal Subdivision	PAYNES S SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2049
Census Tract	1800

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage HUD
Jul 25, 2023	Deed of Trust, Mortgage HUD
Dec 9, 2015	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Mar 4, 2025	Deed of Trust, Mortgage HUD
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO
Jun 20, 2012	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Document Number	202029310
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R22270
Date	Oct 18, 2022
Instrument	2022R22270

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R13384
Date	Jul 25, 2023
Instrument	2023R13384

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2050

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R34417
Date	Dec 9, 2015
Instrument	2015R34417

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 8, 2016

Interest

Rate Type	Fixed Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03298
Date	Mar 4, 2025
Instrument	2025R03298

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 19, 2020
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Document Number	2020R29310
Map Reference	PB 12 PG 31
Instrument Date	Oct 9, 2020
Instrument	2020R29310
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ZELLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$110.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 N MAIN ST, LOAMI, IL 62661-3333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418

Mortgage

Document Number	2020R29311
Date	Oct 19, 2020
Instrument	2020R29311

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 20, 2012
Property Address	428 BROAD PL, SPRINGFIELD, IL 62703-3418
Document Number	2012R23307
Instrument Date	May 25, 2012
Instrument	2012R23307
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 183, LOAMI, IL 62661-0183
Investor	Possibly a Property Investor

Mortgage

Document Number	2012R23308
Date	Jun 20, 2012
Instrument	2012R23308

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (+11.81%)	$25,735 (+23.75%) Land $4,478 Building $21,257	$77,205 (+23.75%) Land $13,434 Building $63,771
2022	$1,863.00	$20,796 Land $3,618 Building $17,178	$62,388 Land $10,854 Building $51,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
JAB Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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