428 Brett Ct, Chico, CA 95973 Property Records

Butte County property record for 428 Brett Ct, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1980
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on File
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-440-017-000`

Property Details

APN / Parcel Number

Primary APN	`007-440-017-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,990 sqft Living Area

Exterior

Year Built	Built 1980
Architectural Style	Modern
Construction Type	Wood
Lot Area	43,124 sqft (0.989 acres)

Location & Zoning

Street Address	428 BRETT CT
City	CHICO
State	CA
Zip	95973-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASR
Legal Description	LOT 17 SYCAMORE CREEK SUB UNIT 2
Legal Subdivision	SYCAMORE CREEK 02
Legal Lot Number	17
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 BRETT CT, CHICO, CA 95973-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNIN CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Dec 31, 1998
Last Transfer Date	Jan 7, 2020
Transfer Doc	0000000522
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	428 BRETT CT, CHICO, CA 95973-9703
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BRETT CT, CHICO, CA 95973-9703

Mortgage

Document Number	0000031706
Date	Sep 22, 2022
Instrument	2022-0031706

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	428 BRETT CT, CHICO, CA 95973-9703
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BRETT CT, CHICO, CA 95973-9703

Mortgage

Document Number	0000027921
Date	Jun 21, 2021
Instrument	2021-0027921

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jan 7, 2020
Property Address	428 BRETT CT, CHICO, CA 95973-9703
Document Number	0000000522
Map Reference	MB 43 PG 93&94
Instrument Date	Dec 26, 2019
Instrument	2020-0000522
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BRETT CT, CHICO, CA 95973-9703

Mortgage

Document Number	0000000523
Date	Jan 7, 2020
Instrument	2020-0000523

Lender

Name	OWNIN CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,430.00 (+8.1%) Homeowner's exemption	$302,905 (+4.04%) Land $57,406 Building $245,499
2023	$3,173.00 (+1.73%) Homeowner's exemption	$291,145 Land $55,178 Building $235,967
2022	$3,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1998–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, UnWired Broadband Holding.

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