428 Boundary Rd, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 428 Boundary Rd, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 2019
Lot Size	15.2 acres (663,854 sqft)
Owner	Individual Name on File
Last Sale	$58,600 (Aug 2017)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Mar 2024 Refinance Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:12 L:3-4`

Property Details

APN / Parcel Number

Primary APN	`STAN M:12 L:3-4`
Alternative APN	`GRONDIN`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	5,488 sqft
1st Floor Area	2,032 sqft
Basement Area	2,032 sqft
Unfinished Basement	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	663,854 sqft (15.2 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	GRONDIN
Street Address	428 BOUNDARY RD
City	STEEP FALLS
State	ME
Zip	04085-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	3-4
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2021
Census Tract	17004

Owner

428 Boundary Rd is owned and occupied by an individual who bought it in August 2017.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	428 BOUNDARY RD, STEEP FALLS, ME 04085-6023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Sep 30, 2019	Loan Modification, Mortgage RESIDENTIAL MTG SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Sep 11, 2014 · Amount on File
Deed Document Number	201744198
Deed Book / Page	34280 / 324
Transfer Doc	0342800324
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	428 BOUNDARY RD, STEEP FALLS, ME 04085-6023
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406650294
Date	Mar 25, 2024
Book Page	40665/294
Instrument	9596

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	428 BOUNDARY RD, STEEP FALLS, ME 04085-6023
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355480062
Date	Apr 1, 2019
Book Page	35548/62
Instrument	12802

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	May 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	428 BOUNDARY RD, STEEP FALLS, ME 04085-6023
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381850273
Date	May 12, 2021
Book Page	38185/273
Instrument	34109

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANDISH ME
Property Address	428 BOUNDARY RD, STEEP FALLS, ME 04085-6023
Document Number	0360380144
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BOUNDARY RD STEEP FALLS ME 04085, STEEP FALLS, ME 04085

Mortgage

Document Number	0360380144
Date	Oct 3, 2019
Book Page	036038/000144
Instrument	49443

Lender

Name	RESIDENTIAL MTG SVGS
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 428 Boundary Rd was $7,384, up 6.2% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,384.00 (+6.18%)	$595,500 (+7.9%) Land $98,400 Building $497,100
2024	$6,954.00 (+8.49%)	$551,900 (+19.25%) Land $93,200 Building $458,700
2023	$6,410.00 (+9.16%)	$462,800 (+13.88%) Land $82,700 Building $380,100
2022	$5,872.00	$406,400 Land $76,600 Building $329,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 Boundary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Boundary Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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