428 Bost Rd, Morganton, NC 28655 Property Records

Burke County property record for 428 Bost Rd, Morganton, NC 28655 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,558 sqft · built 1983
Lot Size0.919 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$468,000 (Nov 2025)
Tax Bill$1,943 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1794576361

Property Details

APN / Parcel Number

Primary APN1794576361
Alternative APN
  • 32365

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,558 sqft Living Area
1st Floor Area970 sqft
Basement Area1,610 sqft
Unfinished Basement1,610 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area40,075 sqft (0.919 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck Area18 sqft
Patio Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1794576361
Street Address428 BOST RD
CityMORGANTON
StateNC
Zip28655-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description428 BOST RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group2
Census Block2022
Census Tract20202

Owner

Source: Burke County records · APN 1794576361

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address428 BOST RD, MORGANTON, NC 28655-8013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2023Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Deed Document Number2025009725
Deed Book / Page2840 / 67
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address428 BOST RD, MORGANTON, NC 28655-8013
Transaction TypeMortgage
Record UpdatedDec 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 BOST RD, MORGANTON, NC 28655-8013

Mortgage

Document Number0026880212
DateJun 06, 2023
Book Page2688/212
Instrument2023005055
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMORGANTON, NC 28655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateNov 18, 2025
Property Address428 BOST RD, MORGANTON, NC 28655-8013
Document Number0028400067
Book / Page2840 / 67
Map ReferenceMB 7 PG 36
Instrument DateNov 18, 2025
Instrument2025009725
Transaction TypeTransfer
Record UpdatedDec 04, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$936.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 BOST RD, MORGANTON, NC 28655-8013

Mortgage

Document Number2025009726
DateNov 18, 2025
Instrument2025009726
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,943.00 (-0.41%)$332,752 (-) Land $46,421 Building $286,331$332,752 (-) Land $46,421 Building $286,331
2023$1,951.00$332,752 Land $46,421 Building $286,331$332,752 Land $46,421 Building $286,331

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimApr 2003, rainfall accumulation

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
City of MorgantonCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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