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428 Blue Dragonfly Dr, Charleston, SC 29414 Property Records

Charleston County property record for 428 Blue Dragonfly Dr, Charleston, SC 29414

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,777 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on Record
Last Sale$365,000 (Oct 2020)
Tax Bill$2,206 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN305-03-00-290

Property Details

APN / Parcel Number

Primary APN305-03-00-290

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,777 sqft Living Area
1st Floor Area1,716 sqft
Upper Floors Area1,061 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
TerrainHigh
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area380 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address428 BLUE DRAGONFLY DR
CityCHARLESTON
StateSC
Zip29414-9123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -HAMILTON GROVE PHASE 1 DESCRIPTION -LOT 27
Legal SubdivisionHAMILTON GROVE PHASE 1
Legal Phase1
Legal Lot Number27
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group3
Census Block3006
Census Tract5800

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address428 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9123
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleMay 12, 2010 · Amount on Record
Deed Book / Page927 / 661
Last Transfer DateFeb 18, 2025
Transfer Doc0012960191
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateOct 22, 2020
Property Address428 BLUE DRAGONFLY DR, CHARLESTON, SC 29414-9123
Document Number0927/0661
Book / Page000927 / 000661
Instrument DateOct 8, 2020
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address428 BLUE DRAGONFLY DR CHARLESTON SC 294149123, CHARLESTON, SC 29414-9123

Mortgage

Document Number927/0664
DateOct 22, 2020
Book Page000927/000664
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,206.00 (+13.07%)$419,750 (+2,775%) Land $73,715 Building $346,035$595,200 (+63.07%) Land $88,600 Building $506,600
2024$1,951.00 (+7.85%)$14,600 (-)
2022$1,809.00$14,600$365,000 (-) Land $64,100 Building $300,900
2020$365,000 Land $64,100 Building $300,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 280 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies280 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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