428 Bloomfield Ave, Bloomfield, NJ 07003 Property Records

Essex County and Nutley Township property record for 428 Bloomfield Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,964 sqft · built 1942
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$614,500 (Jul 2023)
Tax Bill	$15,757 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04701-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`16-04701-0000-00046`
Alternative APN	`1600222000000079`

Interior

Building Area	1,964 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600222000000079
Street Address	428 BLOOMFIELD AVE
City	NUTLEY
State	NJ
Zip	07110-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X108 IRR
Legal Subdivision	TOGETHER
Legal Block	4701
Legal Lot Number	46
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1004
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	428 BLOOMFIELD AVE, NUTLEY, NJ 07110-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 7, 2019	Deed, Transfer · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTERSTATE HM LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	202344776
Prior Transfer Date	Jul 20, 2019
Prior Transfer Doc	0000073438
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 27, 2023
Property Address	428 BLOOMFIELD AVE, BLOOMFIELD, NJ 07003-4838
Document Number	0000044776
Instrument Date	Jul 5, 2023
Instrument	2023044776
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 BLOOMFIELD AVE, NUTLEY, NJ 07110-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BLOOMFIELD AVE, NUTLEY, NJ 07110-2229

Mortgage

Document Number	0000044777
Date	Jul 27, 2023
Instrument	2023044777

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	428 BLOOMFIELD AVE, BLOOMFIELD, NJ 07003-4838
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BLOOMFIELD AVE, NUTLEY, NJ 07110-2229

Mortgage

Document Number	0000137644
Date	Nov 17, 2021
Instrument	2021137644

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Aug 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 7, 2019
Property Address	428 BLOOMFIELD AVE, BLOOMFIELD, NJ 07003-4838
Document Number	0000073438
Instrument Date	Jul 20, 2019
Instrument	2019073438
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BLOOMFIELD AVE, NUTLEY, NJ 07110-2229

Mortgage

Document Number	0000073439
Date	Aug 7, 2019
Instrument	2019073439

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	428 BLOOMFIELD AVE, BLOOMFIELD, NJ 07003-4838
Document Number	0000051535
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 BLOOMFIELD AVE NUTLEY NJ 071102229, NUTLEY, NJ 07110-2229

Mortgage

Document Number	0000051535
Date	Jun 14, 2018
Instrument	51535

Lender

Name	INTERSTATE HM LN CTR
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,800 (-) Land $214,100 Building $369,700	$583,800 (-) Land $214,100 Building $369,700
2025	$15,757.00 (+2.55%)	$583,800 (-) Land $214,100 Building $369,700	$583,800 (-) Land $214,100 Building $369,700
2024	$15,365.00 (-0.71%)
2023		$583,800 (+45.77%) Land $214,100 Building $369,700	$583,800 (+45.77%) Land $214,100 Building $369,700
2022	$15,475.00 (+0.52%)	$400,500 Land $154,600 Building $245,900	$400,500 Land $154,600 Building $245,900
2021	$15,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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