Jackson County property record for 428 Bear Cub Way, Bogart, GA 30622
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,564 sqft · built 2006 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Nov 2018) |
| Tax Bill | $5,168 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059A 023A |
| Primary APN | 059A 023A |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,564 sqft Heated Area |
| 1st Floor Area | 2,564 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 66,647 sqft (1.53 acres) |
| Garage Type | Attached |
| Garage Area | 1,129 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 553 sqft |
| Deck Area | 280 sqft |
| Patio Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 27047 |
|---|---|
| Street Address | 428 BEAR CUB WAY |
| City | BOGART |
| State | GA |
| Zip | 30622-5175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 23 BLK A BEAR CREEK ESTATES |
| Legal Subdivision | BEAR CREEK ESTATES |
| Legal Block | A |
| Legal Lot Number | 23 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 10602 |
428 Bear Cub Way is owned and occupied by two individuals who bought it in November 2018.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 BEAR CUB WAY, BOGART, GA 30622-5175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG |
| Dec 3, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Deed Document Number | 20184469 |
| Deed Book / Page | 82W / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 428 BEAR CUB WAY, BOGART, GA 30622-5175 |
| Document Number | 00092A0001 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 BEAR CUB WAY BOGART GA 306225175, BOGART, GA 30622-5175 |
| Document Number | 00092A0001 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 00092A/000001 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 14, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Dec 3, 2018 |
| Property Address | 428 BEAR CUB WAY, BOGART, GA 30622-5175 |
| Document Number | 00082W0490 |
| Book / Page | 00082W / 000490 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 BEAR PAW CT BOGART GA 306225182, BOGART, GA 30622-5182 |
| Document Number | 82W0493 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 00082W/000493 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48266-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.17% |
The 2025 property tax bill for 428 Bear Cub Way was $5,168 with a homeowner's exemption, down 20.7% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,000 (-) Land $60,000 Building $246,000 | $765,000 (-) Land $150,000 Building $615,000 | |
| 2025 | $5,168.00 (-20.68%) Homeowner's exemption | $306,000 (+6.25%) Land $60,000 Building $246,000 | $765,000 (+6.25%) Land $150,000 Building $615,000 |
| 2024 | $6,515.00 (+18.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $288,000 (+10.09%) Land $42,000 Building $246,000 | $720,000 (+10.09%) Land $105,000 Building $615,000 |
| 2023 | $5,516.00 (+3.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $261,600 (+21.31%) Land $42,000 Building $219,600 | $654,000 (+21.31%) Land $105,000 Building $549,000 |
| 2022 | $5,355.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $215,640 Land $38,160 Building $177,480 | $539,100 Land $95,400 Building $443,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Bear Cub Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 Bear Cub Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T DSL | 25 / 5 |
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