428 Bath St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 428 Bath St, Santa Barbara, CA 93101

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Tax Bill$7,398 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2017 Transfer
Flood ZoneZone AE (high risk)
APN037-201-001

Property Details

APN / Parcel Number

Primary APN037-201-001
Alternative APN
  • 03720101

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address428 BATH ST
CitySANTA BARBARA
StateCA
Zip93101-8043
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCP
Legal DescriptionLOT 10 BLK 252
Legal SubdivisionSANTA BARBARA
Legal Block252
Legal Lot Number10
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1011
Census Tract1001

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1335 MISSION RIDGE RD, SANTA BARBARA, CA 93103-2056
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Commercial Mortgage
HA DESILVA LLC
Nov 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 27, 1998
Transfer Doc0000083571
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address428 BATH ST, SANTA BARBARA, CA 93101-8043
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1335 MISSION RIDGE RD, SANTA BARBARA, CA 93103-2056

Mortgage

Document Number0000031010
DateOct 9, 2025
Instrument2025-0031010
Lender
NameHA DESILVA LLC
TypeNon-Lending Institution
AddressPLEASANTON, CA 94588
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term25 Months
DueNov 1, 2027

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateNov 1, 2017
Property Address428 BATH ST, SANTA BARBARA, CA 93101-8043
Document Number0000052857
Instrument DateOct 18, 2017
Instrument52857
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 4853 SANTA BARBARA CA 931404853, SANTA BARBARA, CA 93140-4853
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$707,313 (+2%) Land $335,974 Building $371,339
2025$7,398.00 (+3.64%)$693,445 (+4.04%) Land $329,387 Building $364,058
2023$7,138.00 (+1.77%)$666,520 Land $316,598 Building $349,922
2022$7,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 75 individual policies
Nearby Flood Policies148 units insured
incl. 73 condo units
Nearby Flood Claims28 (1995–2025)
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 15 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Bath St

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