428 Ballard Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 428 Ballard Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1989
Lot Size	0.84 acres (3,653 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2014)
Tax Bill	$6,131 (2024)
Deeds & Mortgages	Dec 2018 Second Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-35-156-018`

Property Details

APN / Parcel Number

Primary APN	`19-35-156-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	740 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,653 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	428 BALLARD DR
City	ALGONQUIN
State	IL
Zip	60102-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0041750 LT 15 COMPLEX 121 RESUB
Legal Subdivision	COMPLEX 121 RESUB
Legal Block	156
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1007
Census Tract	871404

Owner

Source: McHenry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 BALLARD DR, ALGONQUIN, IL 60102-3968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Prior Sale	Feb 13, 2014 · Amount on Record
Deed Document Number	201433809
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000041750
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	428 BALLARD DR, ALGONQUIN, IL 60102-3968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041156
Date	Dec 5, 2018
Instrument	2018R0041156

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2038

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 9, 2020
Property Address	428 BALLARD DR, ALGONQUIN, IL 60102-3968
Document Number	0000041750
Instrument Date	Sep 29, 2020
Instrument	41750
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 BALLARD DR ALGONQUIN IL 601023968, ALGONQUIN, IL 60102-3968

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,131.00	$78,376 (+31.51%) Land $11,528 Building $66,848	$235,128 (+31.51%) Land $34,584 Building $200,544
2022		$59,598 Land $8,282 Building $51,316	$178,794 Land $24,846 Building $153,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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