Polk County property record for 428 Ave E SE, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 2001 |
| Square Footage | 800 sqft Living Area |
| Lot Size | 11,265 sqft (0.259 acres) |
| Last Sale | $130,000 (2020) |
| Tax Bill | $3,386.00 (2025) |
| Primary APN | 26-28-28-610800-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Units | 3 Units |
| Building Area | 800 sqft Living Area |
| 1st Floor | 800 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 27 sqft Utility Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Duplex Single Style |
| Lot Area | 11,265 sqft (0.259 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Patio Area | 373 sqft Patio |
| Street Address | 428 AVENUE E SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-3509 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAWING SUB UNIT NO 2 PB 36 PG 8 LOT 2 |
| Legal Subdivision | LAWING SUBDIVISION UNIT 2 |
| Legal Tract | 610800 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 13901 |
Source: Polk County records · APN 26-28-28-610800-000020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 JOHNSON RD, PLANT CITY, FL 33566-0556 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Jul 05, 2017 | Warranty Deed, Transfer · Line of Credit HILLSBORO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2020 · Amount on Record |
| Deed Sale | Oct 07, 2020 · Amount on Record |
| Prior Sale | Jul 05, 2017 · Amount on Record |
| Deed Doc Number | 2020210771 |
| Deed Book / Page | 11404 / 750 |
| Prior Transfer Date | Jan 21, 2011 |
| Prior Transfer Doc | 0000017071 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 07, 2020 |
| Property Address | 428 AVENUE E SE, WINTER HAVEN, FL 33880-3509 |
| Document Number | 0114040750 |
| Book / Page | 011404 / 000750 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 210771 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 428 AVENUE E SE WINTER HAVEN FL 338803509, WINTER HAVEN, FL 33880-3509 |
| Document Number | 114040752 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 011404/000752 |
| Instrument | 210772 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-5008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 05, 2017 |
| Property Address | 428 AVENUE E SE, WINTER HAVEN, FL 33880-3509 |
| Document Number | 0101941661 |
| Book / Page | 010194 / 001661 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 127046 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2836 N ALEXANDER ST PLANT CITY FL 335632008, PLANT CITY, FL 33563-2008 |
| Document Number | 101941662 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 010194/001662 |
| Instrument | 127047 |
| Name | HILLSBORO BK |
|---|---|
| Type | Bank |
| Address | PLANT, FL 33563-7136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 04, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,386.00 (+1.47%) | $147,506 (+21%) | $257,184 (+110.97%) Land $25,000 Building $95,037 |
| 2024 | $3,337.00 (+42.18%) | ||
| 2023 | $2,347.00 (+4.08%) | $121,905 (+5.07%) Land $24,000 Building $97,905 | $121,905 (+5.07%) Land $24,000 Building $97,905 |
| 2022 | $2,255.00 | $116,026 Land $20,000 Building $96,026 | $116,026 Land $20,000 Building $96,026 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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