428 Ave E SE, Winter Haven, FL 33880 Property Records

Polk County property record for 428 Ave E SE, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 2001
Square Footage800 sqft Living Area
Lot Size11,265 sqft (0.259 acres)
Last Sale$130,000 (2020)
Tax Bill$3,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-28-610800-000020
Alternative APNs
  • 282826610800000020
  • 82826000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Units3 Units
Building Area800 sqft Living Area
1st Floor800 sqft 1st Floor
Stories1 Stories
Utility Area27 sqft Utility Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2001
Architectural StyleDuplex Single Style
Lot Area11,265 sqft (0.259 acres)
Depth X Width150 ft x 75 ft Depth x Width
Patio Area373 sqft Patio

Location & Zoning

Street Address428 AVENUE E SE
CityWINTER HAVEN
StateFL
Zip33880-3509
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAWING SUB UNIT NO 2 PB 36 PG 8 LOT 2
Legal SubdivisionLAWING SUBDIVISION UNIT 2
Legal Tract610800
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2016
Census Tract13901

Owner

Source: Polk County records · APN 26-28-28-610800-000020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 JOHNSON RD, PLANT CITY, FL 33566-0556
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2020Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA
Jul 05, 2017Warranty Deed, Transfer · Line of Credit
HILLSBORO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2020 · Amount on Record
Deed SaleOct 07, 2020 · Amount on Record
Prior SaleJul 05, 2017 · Amount on Record
Deed Doc Number2020210771
Deed Book / Page11404 / 750
Prior Transfer DateJan 21, 2011
Prior Transfer Doc0000017071
Record RefreshedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 07, 2020
Property Address428 AVENUE E SE, WINTER HAVEN, FL 33880-3509
Document Number0114040750
Book / Page011404 / 000750
Instrument DateSep 29, 2020
Instrument210771
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address428 AVENUE E SE WINTER HAVEN FL 338803509, WINTER HAVEN, FL 33880-3509

Mortgage

Document Number114040752
DateOct 07, 2020
Book Page011404/000752
Instrument210772
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-5008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 05, 2017
Property Address428 AVENUE E SE, WINTER HAVEN, FL 33880-3509
Document Number0101941661
Book / Page010194 / 001661
Instrument DateJun 30, 2017
Instrument127046
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2836 N ALEXANDER ST PLANT CITY FL 335632008, PLANT CITY, FL 33563-2008

Mortgage

Document Number101941662
DateJul 05, 2017
Book Page010194/001662
Instrument127047
Lender
NameHILLSBORO BK
TypeBank
AddressPLANT, FL 33563-7136
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 04, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,386.00 (+1.47%)$147,506 (+21%)$257,184 (+110.97%) Land $25,000 Building $95,037
2024$3,337.00 (+42.18%)
2023$2,347.00 (+4.08%)$121,905 (+5.07%) Land $24,000 Building $97,905$121,905 (+5.07%) Land $24,000 Building $97,905
2022$2,255.00$116,026 Land $20,000 Building $96,026$116,026 Land $20,000 Building $96,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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