Montgomery County property record for 428 Applegate Rd, Englewood, OH 45322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1997 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,900 (Jan 1997) |
| Tax Bill | $4,995 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M58 00413 0004 |
| Primary APN | M58 00413 0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 1,651 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,932 sqft (0.228 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 441 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 APPLEGATE RD |
|---|---|
| City | ENGLEWOOD |
| State | OH |
| Zip | 45322-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92 UNION RIDGE SUBD SEC 3 |
| Legal Subdivision | UNION RIDGE SUBD SEC 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | UNION CITY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 125000 |
428 Applegate Rd is owned by an individual who bought it in January 1997.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 841 ATTICA ST, VANDALIA, OH 45377-1849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 1997 · Amount on File |
| Deed Sale | Jan 24, 1997 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 428 APPLEGATE RD, ENGLEWOOD, OH 45322-3143 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079790 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-00079790 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Union City |
| Unified School District | Northmont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,780 Land $16,540 Building $51,240 | ||
| 2024 | $4,995.00 (+7.58%) | ||
| 2023 | $4,643.00 (+2.49%) | $67,780 (+34.99%) Land $16,540 Building $51,240 | $193,660 Land $47,250 Building $146,410 |
| 2022 | $4,530.00 | $50,210 Land $12,250 Building $37,960 | |
| 2020 | $143,450 Land $35,000 Building $108,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Applegate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Applegate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION CITY PWS serves 7,000 people · EPA ID OH5702512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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