Black Hawk County property record for 428 Allen St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,244 sqft · built 2015 |
| Lot Size | 0.346 acres (15,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Jul 2016) |
| Tax Bill | $2,250 (2025) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-328-040 |
| Primary APN | 8913-26-328-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 608 sqft |
| Basement Area | 636 sqft |
| Finished Basement | 250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,075 sqft (0.346 acres) |
| Lot Dimensions | 201 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 428 ALLEN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITTS ADDITION PART OF LOT 5 BLK 4 DESC AS COMM AT MOST ELY CORNER OF LOT 5 N 38 DEG W 74.88 FT TH S 52 DEG 01 MIN 37 SEC |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITTS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 300 |
428 Allen St is owned and occupied by two individuals who bought it in July 2016.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 ALLEN ST, WATERLOO, IA 50701-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 20162017-00000091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 27, 2017 |
| Property Address | 428 ALLEN ST, WATERLOO, IA 50701-2612 |
| Document Number | 201800009101 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2018-00009101 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 W 5TH ST, WATERLOO, IA 50702-2125 |
The 2025 property tax bill for 428 Allen St was $2,250, down 5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,250.00 (-4.98%) | $110,220 Land $12,490 Building $97,730 | $110,220 Land $12,490 Building $97,730 |
| 2024 | $2,368.00 | ||
| 2023 | $96,670 (+27.43%) Land $12,490 Building $84,180 | $96,670 Land $12,490 Building $84,180 | |
| 2022 | $1,666.00 | $75,860 Land $12,490 Building $63,370 | |
| 2021 | $75,860 Land $12,490 Building $63,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Allen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 428 Allen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures