428 Adios Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 428 Adios Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,663 sqft · built 1985
Lot Size0.429 acres (18,700 sqft)
OwnerIndividual Name on Record
Tax Bill$6,873 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-14-402-016.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-402-016.000-015
Alternative APNs
  • 290914402016000029
  • 0809140402016000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,663 sqft Living Area
1st Floor Area2,555 sqft
2nd Floor Area744 sqft
Basement Area574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,700 sqft (0.429 acres)
Lot Dimensions170 ft deep x 110 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0809140402016000
Old Parcel Number290914402016000029
Street Address428 ADIOS CT
CityCARMEL
StateIN
Zip46032-1090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 4, LOT 213
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS
Legal Block4
Legal Lot Number213
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2011
Census Tract110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address428 ADIOS CT, CARMEL, IN 46032-1090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 26, 2019Deed of Trust, Mortgage
CALIBER HM LOANS
Oct 9, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2018
Deed SaleOct 9, 2018
Deed Document Number2018047944
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address428 ADIOS CT, CARMEL, IN 46032-1090
Transaction TypeMortgage
Record UpdatedNov 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 ADIOS CT, CARMEL, IN 46032-1090

Mortgage

Document Number2021081221
DateNov 10, 2021
Instrument2021081221
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address428 ADIOS CT, CARMEL, IN 46032-1090
Document Number0000034947
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 ADIOS CT CARMEL IN 460321090, CARMEL, IN 46032-1090

Mortgage

Document Number0000034947
DateAug 2, 2019
Instrument34947
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term180 Months
DueAug 1, 2034

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 9, 2018
Property Address428 ADIOS CT, CARMEL, IN 46032-1090
Document Number2018047944
Map ReferenceMB8 PG83-87
Instrument DateOct 4, 2018
Instrument2018047944
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 ADIOS CT, CARMEL, IN 46032-1090

Mortgage

Document Number2018047945
DateOct 9, 2018
Instrument2018047945
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$618,600 (+5.55%) Land $118,900 Building $499,700$618,600 (+5.55%) Land $118,900 Building $499,700
2024$6,873.00 (+7.59%)$586,100 (+4.7%) Land $91,000 Building $495,100$586,100 (+4.7%) Land $91,000 Building $495,100
2023$6,388.00 (+6.98%) Homeowner's exemption$559,800 (+10.39%) Land $91,000 Building $468,800$559,800 (+10.39%) Land $91,000 Building $468,800
2022$5,971.00 Homeowner's exemption$507,100 Land $91,000 Building $416,100$507,100 Land $91,000 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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