428 Ada Ct, Montgomery, AL 36108 Property Records

Montgomery County property record for 428 Ada Ct, Montgomery, AL 36108

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 1961
Lot Size0.359 acres (15,619 sqft)
Owner2 Individual Names on Record
Last Sale$77,100 (Oct 2004)
Tax Bill$577 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-06-24-2-001-022.000

Property Details

APN / Parcel Number

Primary APN12-06-24-2-001-022.000
Alternative APNs
  • 0312062402001022000
  • 276558

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,619 sqft (0.359 acres)
Lot Dimensions249 ft deep x 62.5 ft wide
PorchSlab
Porch Area120 sqft
Utility Building90 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number276558
Street Address428 ADA CT
CityMONTGOMERY
StateAL
Zip36108-5601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR-1
Legal Description1206242001022000
Legal Range16E
Legal Township16N
Legal Section24
Legal SubdivisionSELBROOK ADD PLAT 2
Legal BlockF
Legal Lot Number83
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3035
Census Tract6000

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address428 ADA CT, MONTGOMERY, AL 36108-5601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2004 · Amount on Record
Deed SaleOct 22, 2004 · Amount on Record
Deed Book / Page2980 / 568
Prior Transfer DateOct 19, 2004
Prior Transfer Doc0029800568
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address428 ADA CT, MONTGOMERY, AL 36108-5601
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055680464
DateMar 29, 2021
Book Page5568/464
Lender
NameMAX CU
TypeCredit Union
AddressMEMPHIS, TN 38117
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577.00 (+5.1%)
2025$549.00 (+23.65%)$11,370 (+26.9%) Land $1,500 Building $9,870$113,700 (+26.9%) Land $15,000 Building $98,700
2023$444.00$8,960 Land $1,500 Building $7,460$89,600 Land $15,000 Building $74,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1990–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ada Ct

Nearby Streets

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