428 Academy St, Laurens, SC 29360 Property Records

Laurens County property record for 428 Academy St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	0.183 acres (7,979 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jun 2025)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`906-13-17-020`

Property Details

APN / Parcel Number

Primary APN	`906-13-17-020`
Alternative APNs	`9061317020 97547489` `97547489`

Exterior

Lot Area	7,979 sqft (0.183 acres)

Location & Zoning

Street Address	428 ACADEMY ST
City	LAURENS
State	SC
Zip	29360-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	428 ACADEMY STREET
Legal Subdivision	WASSON SUBDIVISION
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3010
Census Tract	920400

Owner

428 Academy St is owned by two individuals who bought it in June 2025.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 YMCA ST, GREENVILLE, SC 29611-3749
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Nov 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Sep 28, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Deed Document Number	20255438
Deed Book / Page	1912 / 167
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0015290267
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	428 ACADEMY ST, LAURENS, SC 29360-2706
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M29250077
Date	Apr 27, 2023
Book Page	M2925/77
Instrument	2023003250

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 5, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	428 ACADEMY ST, LAURENS, SC 29360-2706
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ACADEMY ST, LAURENS, SC 29360-2706

Mortgage

Document Number	0M28850099
Date	Nov 17, 2022
Book Page	M2885/99
Instrument	2022010446

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 5, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	428 ACADEMY ST, LAURENS, SC 29360-2706
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M26970038
Date	May 11, 2021
Book Page	M2697/38
Instrument	2021004191

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 5, 2041

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Sep 28, 2020
Property Address	428 ACADEMY ST, LAURENS, SC 29360-2706
Document Number	0D15290267
Book / Page	D1529 / 267
Map Reference	MB 5 PG 138
Instrument Date	Sep 17, 2020
Instrument	2020007554
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 ACADEMY ST, LAURENS, SC 29360-2706

Tax Assessment & Valuation

The 2025 property tax bill for 428 Academy St was $1,164.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00	$2,070 Land $310 Building $1,760
2023	$253.00 (+197.65%) Homeowner's exemption	$1,380 (-) Land $210 Building $1,170	$34,500 (-4.83%) Land $5,250 Building $29,250
2022	$85.00 Homeowner's exemption	$1,380 Land $210 Building $1,170	$36,250 (-) Land $5,250 Building $31,000
2021			$36,250 Land $5,250 Building $31,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Academy St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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