St. Louis County property record for 428 97th Ave W, Duluth, MN 55808
| Property Type | Government / Public Use |
|---|---|
| Details | 5 bd · 3 ba · 2,400 sqft · built 1996 |
| Lot Size | 0.321 acres (14,006 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3430-06290 |
| Primary APN | 010-3430-06290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,006 sqft (0.321 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 162 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 39410 |
|---|---|
| Street Address | 428 97TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-2005 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Legal Description | LOTS 29 THRU 32 SERIAL # |
| Legal Subdivision | NEW DULUTH 1ST DIV |
| Legal Block | 19 |
| Legal Lot Number | 29-32 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3800 |
428 97th Ave W, a public works property, is owned by an individual who acquired it in September 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 E 2ND ST, DULUTH, MN 55805-1807 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2022 |
| Transfer Doc | 0001484340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 12, 2024 |
| Property Address | 428 97TH AVE W, DULUTH, MN 55808-2005 |
| Document Number | 0001077515 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 1077515 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 E 2ND ST, DULUTH, MN 55805-1807 |
| Name | Verified Name |
|---|---|
| Address | 222 E 2ND ST, DULUTH, MN 55805-1807 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $281,600 (+13.14%) Land $23,300 Building $258,300 | $281,600 (+13.14%) Land $23,300 Building $258,300 |
| 2024 | $248,900 Land $23,000 Building $225,900 | $248,900 Land $23,000 Building $225,900 |
| 2022 | $221,700 Land $25,900 Building $195,800 | $221,700 Land $25,900 Building $195,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 97th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 97th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Airfiber.
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