428 6th St, Philo, OH 43771 Property Records

Muskingum County property record for 428 6th St, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,940 sqft · built 1927
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (May 2024)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-09-15-000`

Property Details

APN / Parcel Number

Primary APN	`20-21-09-15-000`
Alternative APN	`010654-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
1st Floor Area	1,590 sqft
Upper Floors Area	850 sqft
Basement Area	1,150 sqft
Unfinished Basement	850 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	66 ft deep x 45 ft wide
Porch	Slab
Porch Area	580 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	010654-2
Street Address	428 6TH ST
City	PHILO
State	OH
Zip	43771-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 8 SQ 43 PHILO 45 X 66 0.068A
Legal Lot Number	8
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2054
Census Tract	912500

Owner

Source: Muskingum County assessment roll, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 6TH ST, PHILO, OH 43771-9702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Book / Page	3207 / 157
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	428 6TH ST, PHILO, OH 43771-9702
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002859/102
Date	Jul 17, 2019
Book Page	2859/102

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Apr 16, 2020
Property Address	428 6TH ST, PHILO, OH 43771-9702
Document Number	002908/270
Book / Page	2908 / 270
Map Reference	MB 194 PG 407
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 THE BRIDGE ST, HUNTSVILLE, AL 35806-0021

Mortgage

Document Number	0002908272
Date	Apr 16, 2020
Instrument	2908/272

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+30.85%)	$66,430 (+54.69%) Land $1,645 Building $64,785
2024			$189,800 (+54.69%) Land $4,700 Building $185,100
2023	$1,718.00	$42,945 Land $1,330 Building $41,615
2021			$122,700 Land $3,800 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2008)
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILO private · serves 974 people · EPA ID OH6001912
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ampersand Technologies Fixed Wireless	250 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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