Catawba County property record for 428 6th St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,904 sqft · built 1940 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2010) |
| Tax Bill | $2,843 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3703-18-32-6004 |
| Primary APN | 3703-18-32-6004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| 1st Floor Area | 2,720 sqft |
| Upper Floors Area | 1,904 sqft |
| Basement Area | 238 sqft |
| Unfinished Basement | 238 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 194 ft deep x 73 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 690 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 6TH ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | ACCT# 159763039 MAP 019H -03-020- -0 PX, SF |
| Legal Subdivision | RICHARD W KRAPFEL JEAN S |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakwood Historic District listed 1986 · 52 contributing resources · NRIS 86000687 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 6th St NW is owned and occupied by two individuals who bought it in June 2010.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 6TH ST NW, HICKORY, NC 28601-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2010 · Amount on File |
| Deed Sale | Jun 3, 2010 · Amount on File |
| Prior Sale | Mar 19, 2008 · Amount on File |
| Deed Document Number | 20109217 |
| Deed Book / Page | 3028 / 320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 428 6TH ST NW, HICKORY, NC 28601-3502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 428 6TH ST NW, HICKORY, NC 28601-3502 |
| Document Number | 0040011931 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 4001/1931 |
| Instrument | 3606 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 428 6TH ST NW, HICKORY, NC 28601-3502 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0038690125 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 3869/125 |
| Instrument | 7478 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 428 6TH ST NW, HICKORY, NC 28601-3502 |
| Document Number | 0035181070 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 428 6TH ST NW HICKORY NC 286013502, HICKORY, NC 28601-3502 |
| Document Number | 0035181070 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 003518/001070 |
| Instrument | 12886 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
The 2025 property tax bill for 428 6th St NW was $2,843, down 53.3% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Hickory City |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,500 (-) Land $40,900 Building $672,600 | ||
| 2025 | $2,843.00 (-53.31%) | $713,500 Land $40,900 Building $672,600 | |
| 2024 | $6,089.00 | ||
| 2023 | $6,089.00 | $713,500 Land $40,900 Building $672,600 | $713,500 Land $40,900 Building $672,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 6th St NW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2013–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 6th St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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