428 63rd St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 428 63rd St, Holmes Beach, FL 34217

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,092 sqft · built 1971
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jan 2024)
Tax Bill	$10,245 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`72548-1020-8`

Property Details

APN / Parcel Number

Primary APN	`72548-1020-8`
Alternative APN	`3416207254810208`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,703 sqft (0.085 acres)
View / Lot	Canal Front
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	428 63RD ST
City	HOLMES BEACH
State	FL
Zip	34217-1534
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HB_R-4
Legal Description	A PORTION OF LOT E OF SEASIDE GARDNES REPLAT, MORE FULLY DESC AS FOLLOWS: BEG AT THE INTERSEC OF THE NLY R/W OF 63RD ST & THE NELY R/W OF MARINA DR, SD PT ALSO BEING THE SWLY
Legal Range	16E
Legal Township	34S
Legal Section	20
Legal Subdivision	SEASIDE GARDENS REPLAT
Legal Tract	07249500
Legal Lot Number	E
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2003
Census Tract	1801

Owner

428 63rd St, a duplex, is owned by two individuals who bought it in January 2024.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14613 CORAL BERRY DR, TAMPA, FL 33626-2339
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Oct 26, 1999 · Amount on File
Deed Document Number	20244418
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 16, 2024
Property Address	428 63RD ST, HOLMES BEACH, FL 34217-1534
Document Number	0041004418
Instrument Date	Jan 16, 2024
Instrument	202441004418
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1596, HOLMES BEACH, FL 34218-1596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14613 CORAL BERRY DR, TAMPA, FL 33626-2339

Mortgage

Document Number	0041004419
Date	Jan 16, 2024
Instrument	202441004419

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	428 63RD ST, HOLMES BEACH, FL 34217-1534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028152482
Date	Dec 2, 2019
Book Page	2815/2482
Instrument	201941120111

Lender

Name	WHITNEY BANK
Type	Bank
Address	BRADENTON BEACH, FL 34217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 428 63rd St was $10,245, down 0.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,991 (-1.89%) Land $340,000 Building $315,991	$655,991 (-1.89%) Land $340,000 Building $315,991
2025	$10,245.00 (-0.2%)	$668,643 Land $340,000 Building $328,643	$668,643 Land $340,000 Building $328,643
2024	$10,266.00 (+149.72%)
2023	$4,111.00 (+2.52%) Homeowner's exemption	$285,680 (+3%)	$677,302 (+45.21%) Land $340,000 Building $337,302
2022	$4,010.00 Homeowner's exemption	$277,359	$466,432 Land $235,000 Building $231,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 428 63rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 353 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	752 units insured incl. 399 condo units
Nearby Flood Claims	355 (2001–2025)
Claims Outside the SFHA	1 of 355
Most Recent Claim	Jan 2025 · tidal / storm surge
Claims by Event	Hurricane Milton, Oct 2024 · 25 claims Hurricane Helene, Sep 2024 · 293 claims Hurricane Idalia, Sep 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 63rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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