428 5th St, Petaluma, CA 94952 Property Records

Sonoma County property record for 428 5th St, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1895
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$593,500 (Feb 2016)
Tax Bill	$8,920 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-182-008-000`

Property Details

APN / Parcel Number

Primary APN	`008-182-008-000`
Alternative APN	`008-182-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	008-182-008
Street Address	428 5TH ST
City	PETALUMA
State	CA
Zip	94952-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Subdivision	EASTERN EXTENSION
Legal Block	2
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2013
Census Tract	150701

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 5TH ST, PETALUMA, CA 94952-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Dec 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	201613525
Prior Transfer Date	Mar 2, 2005
Prior Transfer Doc	0000030900
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	428 5TH ST, PETALUMA, CA 94952-4211
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 5TH ST, PETALUMA, CA 94952-4211

Mortgage

Document Number	0000139053
Date	Dec 27, 2021
Instrument	2021139053

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 9, 2021
Property Address	428 5TH ST, PETALUMA, CA 94952-4211
Document Number	0000134016
Instrument Date	Jul 7, 2021
Instrument	2021134016
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 5TH ST, PETALUMA, CA 94952-4211

Mortgage

Document Number	0000134113
Date	Dec 9, 2021
Instrument	2021134113

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	428 5TH ST, PETALUMA, CA 94952-4211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106796
Date	Nov 13, 2020
Instrument	2020106796

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,434 (+2%) Land $297,619 Building $486,815
2025	$8,920.00 (+9.74%)	$769,054 (+13.88%) Land $291,784 Building $477,270
2023	$8,128.00 (+10.21%)	$675,295 Land $270,231 Building $405,064
2022	$7,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1980–1998)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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