Ocean County and Beach Haven Borough property record for 428 3rd St, Beach Haven, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,532 sqft · built 2004 |
| Lot Size | 0.123 acres (5,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $826,500 (Jan 2004) |
| Tax Bill | $12,124 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00148-0000-00019 |
| Primary APN | 04-00148-0000-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,532 sqft Living Area |
| Basement Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,336 sqft (0.123 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 428 3RD ST |
|---|---|
| City | BEACH HAVEN |
| State | NJ |
| Zip | 08008-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | 50X106.75 |
| Legal Subdivision | BEACH HAVEN HARBOR |
| Legal Block | 148 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACH HAVEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 738002 |
Source: Ocean County and Beach Haven Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 3RD ST, BEACH HAVEN, NJ 08008-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2017 | Deed of Trust, Mortgage · ARM DRAPER & KRAMER MORTGAGE CORP |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2004 · Amount on Record |
| Deed Sale | Jan 16, 2004 · Amount on Record |
| Prior Sale | Dec 4, 2002 · Amount on Record |
| Deed Book / Page | 11872 / 1144 |
| Last Transfer Date | Oct 20, 2006 |
| Transfer Doc | 0135221218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 428 3RD ST, BEACH HAVEN, NJ 08008-1809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0168040318 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 16804/318 |
| Instrument | 2017072744 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.38% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 428 3RD ST, BEACH HAVEN, NJ 08008-1809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | SURETY TTL AGCY COASTAL REGI |
| Name | Verified Name |
|---|
| Document Number | 0182751101 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 18275/1101 |
| Instrument | 2021011567 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Ocean County and Beach Haven Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beach Haven Borough |
| Elementary School District | Beach Haven Borough School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850,200 (-) Land $443,800 Building $406,400 | $850,200 (-) Land $443,800 Building $406,400 | |
| 2025 | $12,124.00 (+8.7%) | $850,200 (-) Land $443,800 Building $406,400 | $850,200 (-) Land $443,800 Building $406,400 |
| 2024 | $11,154.00 (+16.62%) | ||
| 2023 | $850,200 Land $443,800 Building $406,400 | $850,200 Land $443,800 Building $406,400 | |
| 2022 | $9,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 445 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 710 units insured incl. 265 condo units |
| Nearby Flood Claims | 1,381 (1979–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACH HAVEN WATER DEPT serves 20,000 people · EPA ID NJ1503001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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