428 3rd Ave E, Kalispell, MT 59901 Property Records

Flathead County property record for 428 3rd Ave E, Kalispell, MT 59901 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	2,036 sqft Living Area
Lot Size	7,100 sqft (0.162 acres)
Garage	Detached, 384 sqft
Occupancy	Owner Occupied
Tax Bill	$3,764.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`R0785344`
Alternative APNs	`07-3966-17-2-37-04-0000` `0000885925`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	2,036 sqft Living Area
Gross Area	2,360 sqft Gross Area
1st Floor	1,260 sqft 1st Floor
2nd Floor	1,035 sqft 2nd Floor
Upper Floors	776 sqft Upper Floors
Basement Area	324 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Historical Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,100 sqft (0.162 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	384 sqft Garage
Porch	Open Porch
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000885925
Street Address	428 3RD AVE E
City	KALISPELL
State	MT
Zip	59901-4907
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KAL, S17, T28 N, R21 W, BLOCK 078, LOT 004
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Quarter	NW
Legal Subdivision	KAL
Legal Block	78
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Minor Civil Division	KALISPELL
Census Blockgroup	1
Census Block	1047
Census Tract	1000

Owner

Source: Flathead County records · APN R0785344

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 3RD AVE E, KALISPELL, MT 59901-4907
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 07, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	428 3RD AVE E, KALISPELL, MT 59901-4907
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000025004
Date	Aug 14, 2020
Instrument	202000025004

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate At Change	5.25%
Max Rate	5.25%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,764.00	$376,100	$376,100 Land $75,665 Building $300,435

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the East Side Historic District listed 1994 · 642 contributing resources · NRIS 94000880

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.