428 38th St, Moline, IL 61265 Property Records

Rock Island County property record for 428 38th St, Moline, IL 61265

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,047 sqft · built 1900
Lot Size0.17 acres (7,265 sqft)
OwnerIndividual Name on Record
Tax Bill$3,230 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-34-114-006

Property Details

APN / Parcel Number

Primary APN08-34-114-006

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,047 sqft Living Area
1st Floor Area698 sqft
Basement Area698 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,265 sqft (0.17 acres)
Garage Area440 sqft

Location & Zoning

Street Address428 38TH ST
CityMOLINE
StateIL
Zip61265-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMOL
Legal DescriptionLOT 15 BLOCK 4 COLUMBIA PARK
Legal SubdivisionCOLUMBIA PARK
Legal Block4
Legal Lot Number15
JurisdictionROCK ISLAND IL
Township / Civil DivisionMOLINE
Census Block Group1
Census Block1042
Census Tract21400

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 38TH ST, MOLINE, IL 61265-1635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK ISLAND IL
Property Address428 38TH ST, MOLINE, IL 61265-1635
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003906
DateMar 3, 2021
Instrument2021-03906
Lender
NameRUHL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRock Island County
County SubdivisionMoline Township
MunicipalityMoline City
Unified School DistrictMoline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,230.00 (+29.67%) Homeowner's exemption$37,020 (+6%) Land $3,251 Building $33,769$111,060 (+6%) Land $9,753 Building $101,307
2024$34,925 (+4.63%) Land $3,067 Building $31,858$104,775 (+4.63%) Land $9,201 Building $95,574
2022$2,491.00$33,378 Land $2,932 Building $30,446$100,134 Land $8,796 Building $91,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims64 (1979–2024)
Most Recent ClaimJul 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Flooding, May 2001 · 11 claims
  • Severe Storms & Flooding, Jul 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOLINE
serves 44,500 people · EPA ID IL1610450
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Geneseo Communications Services
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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