428 2nd St, Thomson, GA 30824 Property Records

McDuffie County property record for 428 2nd St, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,128 sqft · built 2022
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$2,008 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN0T250 00000 137 000

Property Details

APN / Parcel Number

Primary APN0T250 00000 137 000
Alternative APN
  • 11361

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Stories1 Story
Building Area1,128 sqft Heated Area
1st Floor Area1,128 sqft
FlooringWood
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions100 ft deep x 240 ft wide
PorchSlab

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number11361
Street Address428 2ND ST
CityTHOMSON
StateGA
Zip30824-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2R
Legal Description0.28 AC LOTS 22&23 PB R/106G
Legal SubdivisionTHOMSON CITY
Legal Lot Number22,23
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group3
Census Block3015
Census Tract950402

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 2ND ST, THOMSON, GA 30824-2842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2024Warranty Deed, Transfer · FHA Mortgage
LOWER
Aug 26, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2002
Deed SaleDec 31, 2002
Prior SaleJun 4, 1999 · Amount on Record
Deed Book / Page334 / 379
Last Transfer DateAug 26, 2020
Transfer Doc000692/193
Record UpdatedOct 29, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateNov 24, 2024
Property Address428 2ND ST, THOMSON, GA 30824-2842
Document Number000752/997
Book / Page752 / 997
Instrument DateNov 15, 2024
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressSECOND ST, GA

Mortgage

Document Number0000000753/0000000001
DateNov 24, 2024
Book Page0000000753/0000000001
Lender
NameLOWER
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateAug 26, 2020
Property Address428 2ND ST, THOMSON, GA 30824-2842
Document Number000692/193
Book / Page692 / 193
Instrument DateAug 26, 2020
Instrument2020-000635
Transaction TypeTransfer
Record UpdatedJan 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4143, COLUMBUS, GA 31914-0143

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,613 (+2.05%) Land $2,800 Building $63,813$166,533 (+2.05%) Land $7,000 Building $159,533
2025$2,008.00 (+4.26%)$65,276 (+5.51%) Land $2,050 Building $63,226$163,188 (+5.51%) Land $5,124 Building $158,064
2024$1,926.00 (+3,401.82%)$61,867 (+3,582.56%) Land $1,770 Building $60,097$154,667 (+3,582.55%) Land $4,424 Building $150,243
2023$55.00 (-25.68%)$1,680 (-23.64%) Land $1,680$4,200 (-23.64%) Land $4,200
2022$74.00$2,200 Land $2,200$5,500 Land $5,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMSON-MCDUFFIE CO W&S COMM
serves 21,312 people · EPA ID GA1890001
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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