Bergen County and Oradell Borough property record for 428 2nd St, Oradell, NJ 07649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,678 sqft · built 1921 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Sep 2005) |
| Tax Bill | $17,837 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01303-0000-00014 |
| Primary APN | 44-01303-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,678 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Account Number | 060000 |
|---|---|
| Street Address | 428 2ND ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X150 |
| Legal Subdivision | DELFORD LAND CO |
| Legal Block | 1303 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records · APN 44-01303-0000-00014
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 2ND ST, ORADELL, NJ 07649-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on Record |
| Deed Sale | Sep 30, 2005 · Amount on Record |
| Prior Sale | Feb 25, 2005 · Amount on Record |
| Deed Book / Page | 8917 / 12 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 428 2ND ST, ORADELL, NJ 07649-1716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044571714 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4457/1714 |
| Instrument | 2021169873 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,400 (+5.43%) Land $405,000 Building $414,400 | $819,400 (+5.43%) Land $405,000 Building $414,400 | |
| 2025 | $17,837.00 (-5.7%) | $777,200 (+12.34%) Land $375,000 Building $402,200 | $777,200 (+12.34%) Land $375,000 Building $402,200 |
| 2024 | $18,915.00 (+7.83%) | ||
| 2023 | $691,800 Land $336,300 Building $355,500 | $691,800 Land $336,300 Building $355,500 | |
| 2022 | $17,541.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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