428 1st St, Windsor, CO 80550 Property Records

Weld County property record for 428 1st St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1974
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Sep 2019)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8072-11-0-90-16`

Property Details

APN / Parcel Number

Primary APN	`8072-11-0-90-16`
Alternative APNs	`0807-21-1-09-016` `R1505086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	2,306 sqft
Basement Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Attached
Garage Area	744 sqft

Exterior Amenities

Porch	Slab
Porch Area	298 sqft
Deck Area	Deck Area
Patio Area	163 sqft
Balcony Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1505086
Street Address	428 1ST ST
City	WINDSOR
State	CO
Zip	80550-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23077 S2 L1 BLK27
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	27
Legal Lot Number	1
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3006
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	20194522297
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 11, 2019
Property Address	428 1ST ST, WINDSOR, CO 80550-5208
Document Number	0004522297
Instrument Date	Sep 6, 2019
Instrument	4522297
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3621 LYNDA LN, FORT COLLINS, CO 80526-2929

Mortgage

Document Number	0004522298
Date	Sep 11, 2019
Instrument	4522298

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,500 (-2.08%) Land $2,330 Building $22,170	$400,283 (-) Land $38,000 Building $362,283
2025	$2,501.00 (+16.92%)	$25,020 (-5.16%) Land $2,380 Building $22,640	$400,283 (+2.67%) Land $38,000 Building $362,283
2024	$2,139.00 (+8.91%)
2023	$1,964.00	$26,380 Land $2,250 Building $24,130	$389,874 Land $33,250 Building $356,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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