428 1st Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 428 1st Ave, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,664 sqft · built 1915
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2022)
Tax Bill$6,304 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-13-100-007

Property Details

APN / Parcel Number

Primary APN22-13-100-007
Alternative APN
  • 18-13-101-007

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,664 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address428 1ST AVE
CityOTTAWA
StateIL
Zip61350-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND ADD TO OTTAWA, LT 14 BLK 5 SEC 13-33-3
Legal Range03
Legal Township33
Legal Section13
Legal SubdivisionHIGHLAND ADD
Legal Block5
Legal Lot Number14
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group1
Census Block1015
Census Tract963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 1ST AVE, OTTAWA, IL 61350-3606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Deed Document Number202213690
Record UpdatedSep 20, 2026

October 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionLASALLE IL
Recording DateOct 24, 2022
Property Address428 1ST AVE, OTTAWA, IL 61350-3606
Document Number0202213690
Instrument DateSep 29, 2022
Instrument2022-13690
Transaction TypeTransfer
Record UpdatedNov 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 32367, TUCSON, AZ 85751-2367

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address428 1ST AVE, OTTAWA, IL 61350-3606

Mortgage

Document Number0202213691
DateOct 24, 2022
Instrument2022-13691
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,304.00 (+6.58%)$68,597 (+17.98%) Land $6,979 Building $61,618$205,791 (+17.98%) Land $20,937 Building $184,854
2024$5,915.00
2023$58,141 (+9.53%) Land $5,915 Building $52,226$174,423 (+9.53%) Land $17,745 Building $156,678
2022$53,082 Land $8,246 Building $44,836$159,246 Land $24,738 Building $134,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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