Gaston County property record for 428 15th St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,526 sqft · built 1918 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,277 (Dec 2025) |
| Tax Bill | $3,082 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16001A09000 |
| Primary APN | 16001A09000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 318 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 428 15TH ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 5 L 5 16 001A 090 00 000 |
| Legal Subdivision | CRAMERTON VILLAGE TOWNHOMES |
| Legal Block | 5 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32202 |
Source: Gaston County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2465 AUTUMNWOOD TRL, GASTONIA, NC 28056-8645 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 1, 2025 | Deed, Construction Loan · Construction Mortgage BRENDA MCNEIL |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Book / Page | 5603 / 663 |
| Prior Transfer Date | Nov 18, 2025 |
| Prior Transfer Doc | 0056030663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 428 15TH ST, CRAMERTON, NC 28032-1312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0052581313 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 5258/1313 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 1, 2025 |
| Property Address | 428 15TH ST, CRAMERTON, NC 28032-1312 |
| Document Number | 0056030663 |
| Book / Page | 5603 / 663 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Nov 18, 2025 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 S MCPHERSON CHURCH RD STE 201, 201, FAYETTEVILLE, NC 28303-5066 |
| Name | Verified Name |
|---|---|
| Address | 2465 AUTUMNWOOD TRL, GASTONIA, NC 28056-8645 |
| Document Number | 0005603665 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 5603/665 |
| Name | BRENDA MCNEIL |
|---|---|
| Type | Private Party |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 28, 2019 |
| Property Address | 428 15TH ST, CRAMERTON, NC 28032-1312 |
| Document Number | 0050271204 |
| Book / Page | 5027 / 1204 |
| Map Reference | MB 8 PG 34 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MOVEIEN 85B, SANDEFJORD NORWAY XX |
| Name | Verified Name |
|---|---|
| Address | 428 15TH ST, CRAMERTON, NC 28032-1312 |
| Document Number | 50271207 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 5027/1207 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,082.00 (+2.12%) | $299,600 (-) Land $24,000 Building $275,600 | |
| 2025 | $3,018.00 (-2.49%) | $299,600 (+2.12%) Land $24,000 Building $275,600 | |
| 2023 | $3,095.00 | $293,370 Land $24,000 Building $269,370 | |
| 2021 | $132,800 Land $18,000 Building $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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