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  5. 13th St NW

428 13th St NW, Willmar, MN 56201 Property Records

Kandiyohi County property record for 428 13th St NW, Willmar, MN 56201

Property Summary

Property TypeSingle Family Home
Details2 ba · 876 sqft · built 1990
Lot Size0.142 acres (6,209 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jun 2023)
Tax Bill$2,200 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN95-009-0630

Property Details

APN / Parcel Number

Primary APN95-009-0630

Interior

Full Baths2 Baths
Stories1 Story
Building Area876 sqft Total Area
1st Floor Area296 sqft
Basement Area486 sqft
Finished Basement486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area6,209 sqft (0.142 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area47 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address428 13TH ST NW
CityWILLMAR
StateMN
Zip56201-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND ADDITION TO WILLMAR LOT 14 & 15 EXC. E'LY 60FT. THEREOF.
Legal Range035
Legal Township119
Legal Section15
Legal SubdivisionSECOND ADDITION TO WILLMAR
Legal Block128
Legal Lot Number14-15
JurisdictionKANDIYOHI MN
Township / Civil DivisionWILLMAR
Census Block Group3
Census Block3004
Census Tract780500

Owner

Source: Kandiyohi County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address428 13TH ST NW, WILLMAR, MN 56201-2417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL G USA LLC
Aug 15, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleAug 15, 2019 · Amount on Record
Deed Document Number20231552964
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANDIYOHI MN
Recording DateJul 10, 2023
Property Address428 13TH ST NW, WILLMAR, MN 56201-2417
Document Number0000695577
Instrument DateJun 30, 2023
Instrument695577
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyQUALITY TITLE INC, QUALITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$643.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address428 13TH ST NW, WILLMAR, MN 56201-2417

Mortgage

Document Number0000695578
DateJul 10, 2023
Instrument695578
Lender
NameHOMEOWNERS FINANCIAL G USA LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANDIYOHI MN
Recording DateAug 15, 2019
Property Address428 13TH ST NW, WILLMAR, MN 56201-2417
Document Number0000660352
Instrument DateAug 15, 2019
Instrument660352
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyKANDIYOHI ABSTRACT & TITLE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.35
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 13TH ST NW, WILLMAR, MN 56201-2417

Mortgage

Document Number0000660353
DateAug 15, 2019
Instrument660353
Lender
NameCENTRAL MINNESOTA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyKandiyohi County
MunicipalityWillmar City
Unified School DistrictWillmar Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,200.00 (+37.16%) Homeowner's exemption$173,300 (+2%) Land $14,400 Building $158,900$173,300 (+2%) Land $14,400 Building $158,900
2025$169,900 (+15.26%) Land $14,400 Building $155,500$169,900 (+15.26%) Land $14,400 Building $155,500
2023$1,604.00 (+16.4%) Homeowner's exemption$147,400 (+7.59%) Land $14,400 Building $133,000$147,400 (+7.59%) Land $14,400 Building $133,000
2022$1,378.00 Homeowner's exemption$137,000 Land $14,400 Building $122,600$137,000 Land $14,400 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 9, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWillmar
serves 21,991 people · EPA ID MN1340016
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2026)
action level 15 ppb
Copper1.66 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
GigFire
Fixed Wireless		150 / 130

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