428 12th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 428 12th Ave, Two Harbors, MN 55616 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage856 sqft Gross Area
GarageMixed, 624 sqft
PoolPool with Hot Tub/Spa
Last Sale$260,000 (2026)
Tax Bill$1,448.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-7663-64070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area856 sqft Gross Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1985
Exterior MaterialMetal Exterior
Construction TypeWood Construction
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area624 sqft Garage
CarportCarport
Carport Area20 sqft Carport
Pool TypePool with Hot Tub/Spa Pool Type
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address428 12TH AVE
CityTWO HARBORS
StateMN
Zip55616-1214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 64
Legal Block64
Legal Lot Number7
JurisdictionLAKE MN
Minor Civil DivisionTWO HARBORS
Census Blockgroup1
Census Block1065
Census Tract370400

Owner

Source: Lake County records · APN 23-7663-64070

Assessment roll updated February 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Warranty Deed, Transfer
May 12, 2017Warranty Deed, Transfer · Conventional Mortgage
TWO HARBORS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2026 · Amount on Record
Deed SaleJan 07, 2026 · Amount on Record
Prior SaleMay 12, 2017 · Amount on Record
Deed Doc NumberA000207631
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateJan 07, 2026
Property Address428 12TH AVE, TWO HARBORS, MN 55616-1214
Document NumberA000207631
Instrument DateJan 07, 2026
InstrumentA000207631
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateMay 12, 2017
Property Address428 12TH AVE, TWO HARBORS, MN 55616-1214
Document NumberA000187510
Instrument DateMay 05, 2017
InstrumentA000187510
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000187511
DateMay 12, 2017
InstrumentA000187511
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,448.00$206,300 (+4.51%) Land $20,700 Building $185,600$206,300 (+4.51%) Land $20,700 Building $185,600
2023$197,400 Land $18,800 Building $178,600$197,400 Land $18,800 Building $178,600

Nearby Properties on 12th Ave

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