428 120th St SE, Everett, WA 98208 Property Records

Snohomish County property record for 428 120th St SE, Everett, WA 98208

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,238 sqft · built 2008
Lot Size	0.057 acres (2,484 sqft)
Owner	2 Individual Names on File
Last Sale	$637,472 (Mar 2023)
Tax Bill	$5,267 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0980-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`0980-000-006-00`
Alternative APNs	`010980-000-006-00` `4387136`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,238 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,484 sqft (0.057 acres)
View / Lot	Condo
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4387136
Street Address	428 120TH ST SE
City	EVERETT
State	WA
Zip	98208-5509
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LDMR
Legal Description	SECTION 30 TOWNSHIP 28 RANGE 05 QUARTER NW SILVER WAY TRAIL, A RESIDENTIAL CONDOMINIUM UNIT 6 TGW EQ & UND 10% INT IN COM AREAS & FAC AS DESC IN DECL AFN 200805010275
Legal Range	05
Legal Township	28
Legal Section	30
Legal Subdivision	SILVER WAY TRAIL
Legal Block	800
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1002
Census Tract	41808

Owner

428 120th St SE, a condominium, is owned and occupied by two individuals who bought it in March 2023.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 120TH ST SE, EVERETT, WA 98208-5509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	202385
Prior Transfer Date	May 18, 2009
Prior Transfer Doc	0000000408
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	428 120TH ST SE, EVERETT, WA 98208-5509
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 120TH ST SE 6, 6, EVERETT, WA 98208-5509

Mortgage

Document Number	0000000849
Date	Nov 5, 2021
Instrument	202111050849

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Nov 1, 2047

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Mar 3, 2023
Property Address	428 120TH ST SE, EVERETT, WA 98208-5509
Document Number	0000000085
Map Reference	DOC 200805015005
Instrument Date	Mar 1, 2023
Instrument	202303030085
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,452.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 120TH ST SE # 6, 6, EVERETT, WA 98208-5509

Mortgage

Document Number	0000000086
Date	Mar 3, 2023
Instrument	202303030086

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	428 120TH ST SE, EVERETT, WA 98208-5509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000188
Date	Oct 13, 2017
Instrument	201710130188

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 428 120th St SE was $5,267.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,267.00	$629,200 Land $319,200 Building $310,000	$629,200 Land $319,200 Building $310,000
2023	$5,186.00 (+10.95%)	$633,800 (+30.33%) Land $266,400 Building $367,400	$633,800 (+30.33%) Land $266,400 Building $367,400
2022	$4,674.00	$486,300 Land $174,600 Building $311,700	$486,300 Land $174,600 Building $311,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 120th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 120th St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Ziply Fiber.

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