San Diego County property record for 428 10th St, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,580 sqft · built 2008 |
| Lot Size | 0.418 acres (18,200 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,995,000 (Aug 2011) |
| Tax Bill | $32,520 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-410-34-00 |
| Primary APN | 300-410-34-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,580 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 18,200 sqft (0.418 acres) |
| View / Lot | Good |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 428 10TH ST |
|---|---|
| City | DEL MAR |
| State | CA |
| Zip | 92014-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 86 LOTS F&G (EX ELY 49 FT)ST CLSD ADJ& TR 001291 |
| Legal Subdivision | ARDEN HEIGHTS |
| Legal Tract | 001291 |
| Legal Block | 86 |
| Legal Lot Number | F,G |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 17202 |
428 10th St is owner-occupied and held in a trust since August 2011.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 428 10TH ST, DEL MAR, CA 92014-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2011 · Amount on File |
| Deed Sale | Aug 4, 2011 · Amount on File |
| Deed Document Number | 2011397198 |
| Prior Transfer Date | Jul 29, 2011 |
| Prior Transfer Doc | 0000399575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 10TH ST, DEL MAR, CA 92014-2827 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 428 10TH ST, DEL MAR, CA 92014-2827 |
| Document Number | 0000761829 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0761829 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 428 10th St was $32,520 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Del Mar City |
| Elementary School District | Del Mar Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,116,405 (+2%) Land $2,459,855 Building $656,550 | |
| 2025 | $32,520.00 Homeowner's exemption | $3,055,300 Land $2,411,623 Building $643,677 |
| 2023 | $31,174.00 (+3.39%) Homeowner's exemption | $2,936,661 Land $2,317,978 Building $618,683 |
| 2022 | $30,152.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 428 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 10th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: San Diego Broadband, T-Mobile, Verizon.
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