42796 Lauder Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 42796 Lauder Ter, Ashburn, VA 20147

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,492 sqft · built 2012
Owner	Individual Name on File
Last Sale	$394,530 (Jun 2022)
Tax Bill	$3,611 (2026)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-28-9238-013`

Property Details

APN / Parcel Number

Primary APN	`153-28-9238-013`
Alternative APN	`78 H 1P5 10M`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Garage Area	230 sqft
Porch	Covered Stoop
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42796 LAUDER TER
City	ASHBURN
State	VA
Zip	20147-3569
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R24
Legal Description	TOWNES AT GOOSE CREEK VILLAGE CONDO PH.5 UNIT 10M 201212040095402/3P
Legal Subdivision	TOWNES AT GOOSE CREEK VILLAGE
Legal Phase	5
Legal Block	1
Legal Unit	10M
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	1
Census Block	1025
Census Tract	611004

Owner

42796 Lauder Ter, a condominium, is owned and occupied by an individual who bought it in June 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	42796 LAUDER TER, ASHBURN, VA 20147-3569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Deed Document Number	202237892
Prior Transfer Date	Jun 21, 2022
Prior Transfer Doc	0000037892
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jun 27, 2022
Property Address	42796 LAUDER TER, ASHBURN, VA 20147-3569
Document Number	0000037892
Instrument Date	Jun 21, 2022
Instrument	202206270037892
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42796 LAUDER TER, ASHBURN, VA 20147-3569

Mortgage

Document Number	0000037893
Date	Jun 27, 2022
Instrument	202206270037893

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	5 Years
Margin	2

Tax Assessment & Valuation

The 2026 property tax bill for 42796 Lauder Ter was $3,611.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,611.00	$448,620 Land $170,000 Building $278,620	$448,620 Land $170,000 Building $278,620
2023	$3,759.00	$429,610 Land $170,000 Building $259,610	$429,610 Land $170,000 Building $259,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42796 Lauder Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42796 Lauder Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20