4279 Rachel Blvd, Spring Hill, FL 34607 Property Records

Hernando County property record for 4279 Rachel Blvd, Spring Hill, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,868 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Jun 2016)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R09-223-17-3233-0000-0040`

Property Details

APN / Parcel Number

Primary APN	`R09-223-17-3233-0000-0040`
Alternative APNs	`01175114` `1175114`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,868 sqft Living Area
1st Floor Area	2,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,659 sqft
Deck Area	165 sqft
Patio Area	338 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01175114
Street Address	4279 RACHEL BLVD
City	SPRING HILL
State	FL
Zip	34607-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRIMROSE LANE LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	09
Legal Subdivision	PRIMROSE LANE
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1031
Census Tract	41502

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	2016034332
Deed Book / Page	3370 / 0721
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531

Mortgage

Document Number	0043730559
Date	Dec 13, 2023
Book Page	4373/559
Instrument	2023078447

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531

Mortgage

Document Number	0039060275
Date	Oct 30, 2020
Book Page	3906/275
Instrument	2020067984

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4279 RACHEL BLVD, SPRING HILL, FL 34607-2531
Document Number	0036040305
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4279 RACHEL BLVD SPRING HILL FL 346072531, SPRING HILL, FL 34607-2531

Mortgage

Document Number	0036040305
Date	Jul 16, 2018
Book Page	003604/000305
Instrument	42973

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jul 15, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (+1.56%) Additional exemption filed	$235,744 (+6.55%)	$569,205 (+3.6%) Land $51,458 Building $517,747
2023		$221,246 Land $221,246
2022	$2,759.00		$549,446 Land $51,458 Building $497,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	52 (1983–2024)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 9 claims Hurricane Idalia, Aug 2023 · 7 claims Hurricane Hermine, Sep 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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