42781 Galaxy Dr, Elyria, OH 44035 Property Records

Lorain County property record for 42781 Galaxy Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1963
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2018)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-044-101-028`

Property Details

APN / Parcel Number

Primary APN	`06-24-044-101-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	210 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	406 sqft
Patio Area	280 sqft
Canopy	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	42781 GALAXY DR
City	ELYRIA
State	OH
Zip	44035-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTHAVEN 4 80 X 210
Legal Subdivision	CRESTHAVEN 4 FRNT
Legal Tract	24
Legal Block	101
Legal Lot Number	129
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1011
Census Tract	70300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42781 GALAXY DR, ELYRIA, OH 44035-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 27, 2018	Fiduciary Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2018006904
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42781 GALAXY DR, ELYRIA, OH 44035-2028
Document Number	0000737802
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42781 GALAXY DR ELYRIA OH 440352028, ELYRIA, OH 44035-2028

Mortgage

Document Number	0000737802
Date	Nov 12, 2019
Instrument	737802

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

November 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 27, 2018
Property Address	42781 GALAXY DR, ELYRIA, OH 44035-2028
Document Number	0000696194
Map Reference	VOL23 PG27
Instrument Date	Nov 27, 2018
Instrument	2018-0696194
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42781 GALAXY DR, ELYRIA, OH 44035-2028

Mortgage

Document Number	0000696195
Date	Nov 27, 2018
Instrument	2018-0696195

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00	$54,090 (+0.01%) Land $16,340 Building $37,750	$154,530 (-) Land $46,680 Building $107,850
2024	$2,957.00 (+5.8%)	$54,086 (+23.71%) Land $16,338 Building $37,748	$154,530 (+23.71%) Land $46,680 Building $107,850
2023	$2,795.00 (+0.36%)	$43,719 (%) Land $9,569 Building $34,150	$124,910 (-) Land $27,340 Building $97,570
2022	$2,785.00	$43,720 Land $9,570 Building $34,150
2021			$124,910 Land $27,340 Building $97,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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