4278 Reno Rd, Springfield, OH 45503 Property Records

Clark County property record for 4278 Reno Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 1967
Lot Size	0.198 acres (8,638 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Jul 2024)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00021-303-024`

Property Details

APN / Parcel Number

Primary APN	`220-03-00021-303-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,215 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,638 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	500 sqft
Porch	Slab
Porch Area	240 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4278 RENO RD
City	SPRINGFIELD
State	OH
Zip	45503-6358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBD 9 1651
Legal Subdivision	NORTHRIDGE SUBD
Legal Block	303
Legal Lot Number	24
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1001
Census Tract	2607

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4278 RENO RD, SPRINGFIELD, OH 45503-6358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS INS CO
Dec 21, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20248352
Deed Book / Page	2239 / 2477
Prior Transfer Date	Jan 9, 2001
Prior Transfer Doc	0000002137
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4278 RENO RD, SPRINGFIELD, OH 45503-6358
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015097
Date	Aug 30, 2021
Book Page	2196/4849
Instrument	202100015097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4278 RENO RD, SPRINGFIELD, OH 45503-6358
Document Number	0000017769
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 RENO RD SPRINGFIELD OH 455036358, SPRINGFIELD, OH 45503-6358

Mortgage

Document Number	0000017769
Date	Dec 7, 2020
Book Page	002181/005965
Instrument	17769

Lender

Name	MISCELLANEOUS INS CO
Address	LUTHERVILLE, MD 21094

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Dec 21, 2017
Property Address	4278 RENO RD, SPRINGFIELD, OH 45503-6358
Document Number	0000017989
Book / Page	002135 / 001690
Instrument Date	Dec 20, 2017
Instrument	17989
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 RENO RD SPRINGFIELD OH 455036358, SPRINGFIELD, OH 45503-6358

Mortgage

Document Number	17990
Date	Dec 21, 2017
Book Page	002135/001692
Instrument	17990

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,391.00 (+205.06%)	$78,120 (+63.02%) Land $13,760 Building $64,360	$223,190 (+63.02%) Land $39,310 Building $183,880
2024	$2,095.00 (+3.05%)
2023		$47,920 Land $9,210 Building $38,710
2022	$2,033.00		$136,910 Land $26,310 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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