4278 Kingston Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4278 Kingston Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft
Lot Size	0.955 acres (41,621 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,154 (2026)
Deeds & Mortgages	Jun 2026 Sale Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0140-01830`

Property Details

APN / Parcel Number

Primary APN	`520-0140-01830`
Alternative APN	`530184`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	896 sqft Gross Area
1st Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	41,621 sqft (0.955 acres)
Garage Area	840 sqft
Deck Area	24 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	530184
Street Address	4278 KINGSTON RD
City	DULUTH
State	MN
Zip	55803-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 6 SERIAL #
Legal Subdivision	INGLESIDE PARK
Legal Block	6
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	2
Census Block	2020
Census Tract	10400

Owner

4278 Kingston Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4278 KINGSTON RD, DULUTH, MN 55803-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 1, 2026
Transfer Doc	0001103069
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2026
Property Address	4278 KINGSTON RD, DULUTH, MN 55803-1246
Document Number	0001103025
Instrument Date	Jun 30, 2026
Instrument	20261103025
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4278 KINGSTON RD, DULUTH, MN 55803-1246

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2026
Property Address	4278 KINGSTON RD, DULUTH, MN 55803-1246
Document Number	0001103069
Instrument Date	Apr 1, 2026
Instrument	20261103069
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4278 KINGSTON RD, DULUTH, MN 55803-1246
Document Number	00T1020102
Instrument Date	Nov 20, 2015
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4278 KINGSTON RD DULUTH MN 558031246, DULUTH, MN 55803-1246

Mortgage

Document Number	00T1020102
Date	Jan 30, 2020
Instrument	T1020102

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 29, 2025

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 4278 Kingston Rd was $2,154 with a homeowner's exemption, up 3.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,154.00 (+3.76%) Homeowner's exemption
2025	$2,076.00 (+0.39%) Homeowner's exemption	$187,200 (+0.16%) Land $39,300 Building $147,900	$187,200 (+0.16%) Land $39,300 Building $147,900
2024	$2,068.00	$186,900 Land $39,000 Building $147,900	$186,900 Land $39,000 Building $147,900
2022		$160,500 Land $37,300 Building $123,200	$160,500 Land $37,300 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4278 Kingston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4278 Kingston Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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