Newton County property record for 4278 Kentucky Rd, Seneca, MO 64865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,864 sqft · built 1984 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,575 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-6828-175 |
| Primary APN | 1-6828-175 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 110,207 sqft (2.53 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4278 KENTUCKY RD |
|---|---|
| City | SENECA |
| State | MO |
| Zip | 64865-8444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 528 OF W 330 SE1/4 SW1/4 EX N 175 |
| Legal Range | 33W |
| Legal Township | 25N |
| Legal Section | 08 |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20602 |
4278 Kentucky Rd is owned and occupied by two individuals.
Source: Newton County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4278 KENTUCKY RD, SENECA, MO 64865-8444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MO |
| Recording Date | Aug 10, 2026 |
| Property Address | 4278 KENTUCKY RD, SENECA, MO 64865-8444 |
| Document Number | 0000005832 |
| Book / Page | 375 / 5774 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20265832 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4278 KENTUCKY RD, SENECA, MO 64865-8444 |
| Document Number | 0000005832, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 375/5774 |
| Instrument | 20265832 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Unified School District | Seneca R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,090 | $158,400 Land $13,800 Building $144,600 | |
| 2024 | $1,575.00 (+0.19%) | ||
| 2023 | $1,572.00 | $29,620 Land $2,147 Building $27,473 | $155,900 Land $11,300 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4278 Kentucky Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4278 Kentucky Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN JOPLIN private · serves 73,728 people · EPA ID MO5010413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rally Networks DSL | 10 / 1 |
May also be available: AT&T, Lost Creek Wireless, Verizon.
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