4278 E Milky Way, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4278 E Milky Way, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,565 sqft · built 2006
Lot Size	0.09 acres (3,951 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2020)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-43-479`

Property Details

APN / Parcel Number

Primary APN	`304-43-479`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,565 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	967 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,951 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4278 E MILKY WAY
City	GILBERT
State	AZ
Zip	85295-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	WILLOWS MCR 743-25
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	WILLOWS
Legal Lot Number	156
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1013
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
May 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 15, 2018	Grant Deed, Mortgage FIRST FIDELITY BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	May 7, 2020
Deed Document Number	20200700372
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105

Mortgage

Document Number	0000641117
Date	Aug 15, 2022
Instrument	20220641117

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105

Mortgage

Document Number	0001206996
Date	Nov 10, 2021
Instrument	20211206996

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 3, 2020
Property Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Document Number	0000700372
Map Reference	DOC 2005-1492555
Instrument Date	Aug 2, 2020
Instrument	20200700372
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6895 E CAMELBACK RD # RD7014, 6895, SCOTTSDALE, AZ 85251-2461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105

Mortgage

Document Number	0000700373
Date	Aug 3, 2020
Instrument	20200700373

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000700374
Date	Aug 3, 2020
Instrument	20200700374

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Government Agency
Address	PHOENIX, AZ 85018

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	36 Months
Due	Aug 2, 2023

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2020
Property Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Document Number	0000391786
Instrument Date	Apr 27, 2020
Instrument	391786
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6895 E CAMELBACK RD #7014 SCOTTSDALE AZ 852512576, 7014, SCOTTSDALE, AZ 85251-2576

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2018
Property Address	4278 E MILKY WAY, GILBERT, AZ 85295-6105
Instrument Date	May 14, 2018
Instrument	371571
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4278 E MILKY WAY GILBERT, GILBERT

Mortgage

Document Number	0000371571
Date	May 15, 2018
Instrument	371571

Lender

Name	FIRST FIDELITY BK/NJ
Type	Bank
Address	16277 N GREENWAY HAYDEN LOOP, SCOTTSDALE, AZ 85260-1058

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,460 (-0.27%)	$364,600 (-0.27%) Land $72,900 Building $291,700
2025	$1,371.00 (-17.36%)
2024		$36,560	$365,600 Land $73,100 Building $292,500
2023	$1,659.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 961 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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